Apply on Employer Site

Wellby Financial · 5 days ago

Sr. Mortgage Loan Officer

Webster, TX

Full-time

Onsite

Senior Level

7+ years exp

Wellby Financial is a company that believes in its mission and is committed to customer focus. The Senior Mortgage Loan Officer will assist members with the mortgage loan process, guiding them through application, approval, and closing while ensuring exceptional service throughout.

Credit CardsFinanceFinancial ServicesLending

Responsibilities

Willingness and ability to exhibit Wellby Core Values every day

Works purposefully and is driven to provide the best team member experience

Meet with prospective Member borrowers

Request, review and analyze Member applicant’s credit and financial data

Determine Member’s financing objectives and goals

Present the appropriate products and programs to the Member and explain guidelines

Discuss interest rate pricing as required

Identify appropriate opportunities to sell additional loan products

Collect all necessary supporting loan documentation as required to proceed the application through the loan process

Work with compliance and underwriting to ensure any outstanding loan conditions are met

Provide ongoing communication with the Member throughout the process, up to and including loan closing details and instructions

Ensure exceptional service experience for the Member throughout the mortgage application process

Comply with applicable consumer laws, regulations, company guidelines, etc

Complete all necessary training and licensing

Maintain a thorough knowledge of offered lending programs, policies, procedures, and regulatory requirements

Maintain the confidentiality of all information processed

Achieve mutually agreed upon personal production goals determined by mortgage management

Perform all job functions in accordance with the credit union’s mortgage lending policies and procedures

Prepare, complete, and submit required reporting requirements as determined by mortgage management

Work effectively in the organization’s loan origination system

Work to ensure accountability and compliance with all applicable laws and regulations concerning mortgage lending

Manage multiple loan submissions and meet required deadlines for each loan

Quickly and accurately complete basic math functions including common decimal fractions, and calculate rates and percentages

Drives to vendor locations, Wellby branch locations, and customers or members locations regularly

Performs other duties as assigned

Qualification

Mortgage loan originationConventional lending productsGovernment lending productsNMLS licenseMortgage underwriting guidelinesMicrosoft Office SuiteCustomer service skillsCommunication skillsTeamworkTime management

Required

High School Diploma or equivalent required

Minimum seven (7) years of experience as a mortgage loan officer, or five (5) years as a loan officer and two (2) years of mortgage experience or as a loan officer assistant

Must have originated both conventional and government lending products

Thorough understanding of conventional and government lending underwriting guidelines

Ability to meet and acquire a Nationwide Multistate Licensing System (NMLS) license

Valid Texas Driver's license or obtained within 30 days of hire

Must meet Wellby's Loan Officer's monthly minimum standards