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Midland States Bank · 5 hours ago

Mortgage Loan Originator

Dixon, IL

Full-time

Onsite

Entry Level

$48K/yr - $48K/yr

1+ years exp

Midland States Bank is a unique banking institution focused on providing personalized solutions to meet customer needs. The Mortgage Loan Originator will develop relationships and solicit business from various referral partners while advising clients on appropriate mortgage products and services.

BankingFinanceFinancial ServicesWealth Management

Responsibilities

Responsible for the sales and origination of family residential loans within predetermined guidelines and rates set forth by the Bank and its investors

Responds to customer's residential mortgage needs by analyzing their financial profile and identifying the appropriate mortgage program for them

Follows-up with applicants and secures the necessary information to process and underwrite the loan; conducting site visits if needed

Provides assistance to help potential borrowers successfully qualify for financing

Consistently achieves volume and/or unit production targets

Works cooperatively and constructively with a wide variety of people, cross-functional teams, community- based organizations, title companies and referral partners

Actively cross-sells bank products where applicable

Projects a positive attitude and act with integrity at all times

Deliver 'best-in-class' customer service

Provides support at bank sponsored events

Must adhere to pertinent state and federal laws and regulations, Company’s Compliance Policy and external compliance requirements

The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed

May require work in a Midland office to ensure collaboration and support of internal and external customers

Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA)

Other duties as assigned

Qualification

NMLS State LicenseReal estate experienceFHA underwriting knowledgeMortgage compliance knowledgeBusiness development skillsNeeds analysis skillsInterpersonal skillsNegotiation skillsEmotional intelligenceCustomer focus