Credit Analyst jobs in United States
cer-icon
Apply on Employer Site
company-logo

Midland States Bank · 2 hours ago

Credit Analyst

Midland States Bank is a unique institution focused on personalized customer solutions and community empowerment. The Credit Analyst role involves analyzing commercial and consumer financial information, training less experienced analysts, and contributing to the improvement of the Credit Administration team.

BankingFinanceFinancial ServicesWealth Management

Responsibilities

Fully understand and implement all aspects of all loan policies and bank regulations
Meets or exceeds all goals established
Attends department and bank meetings as required
Accepts other duties and responsibilities as assigned
Maintains positive attitude
Abides by all bank policies and procedures
The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed
May require work in a Midland office to ensure collaboration and support of internal and external customers
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA)
Other duties as assigned
Commercial Credit Analysts :
Spreads financial information by using the bank’s financial software
Perform analysis as requested and on the largest and most complex loan relationships
Complete Credit Approval Forms (CAF) for large and complex credit relationships

Qualification

Credit analysis experienceFinancial information analysisLoan policies understandingBank regulations knowledgeEmotional IntelligenceCustomer focusEffective communicationCollaborationFlexibilityAdaptability

Required

Bachelor's Degree or experience equivalency
3+ years credit/risk analysis experience
Comprehensive understanding of processes, policies, regulation and rules
Ability to train and review work of less experienced analysts
Acts as a resource for the lending team, identifying and analyzing risk
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA)
Fully understand and implement all aspects of all loan policies and bank regulations

Preferred

Business insight
Cultivates innovation
Drives results
Makes sound decisions
Being a brand champion
Collaborates
Communicates effectively
Customer focus
Being Authentic
Emotional Intelligence
Self development
Being flexible and adaptable

Benefits

Comprehensive healthcare
Well-being benefits
Paid family leave
Generous paid time off
Banking perks
Employee Stock Purchase Plan
401K plan with company match
Opportunity to participate in our Non-Qualified Deferred Compensation plan

Company

Midland States Bank

twittertwittertwitter
company-logo
Midland States Bank is a community-based financial holding company.

Funding

Current Stage
Public Company
Total Funding
$55.33M
2016-05-25IPO
2015-06-04Debt Financing· $55.33M

Leadership Team

leader-logo
Jeffrey Ludwig
President and CEO
linkedin
leader-logo
Eric Lemke
Chief Financial Officer
linkedin
Company data provided by crunchbase