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FFB Bank · 2 hours ago

AML/CFT Analyst II

Fresno, CA

Full-time

Hybrid

Mid Level

$31/hr - $40/hr

3+ years exp

FFB Bank is a dynamic and acclaimed single-branch bank focused on redefining the banking experience. The AML/CFT Analyst II will support the Director of AML/CFT in implementing and administering the compliance program, conducting quality control reviews, and ensuring adherence to AML/CFT regulations.

BankingFinanceFinancial Services

Responsibilities

Maintains proficient knowledge of current AML/CFT and OFAC regulations, as well as all applicable federal and state laws and bank policies and procedures

Reviews daily cash reports to identify, and file required Currency Transaction Reports (CTRs), within required time limits

Maintains files and documentation for CTR exempt customers

Monitor AML/CFT software daily alerts, trends, and potential unusual or suspicious activities

Investigates daily alerts and referrals to identify and report suspicious activity on simple to moderately complex cases

Prepares and files Suspicious Activity Reports (SARs), as appropriate, based on alerts and referrals

Maintains supporting documentation for all SARs and potential SARs

Performs timely periodic review and analysis of high-risk customers

Performs callback of all new deposit accounts to ensure appropriate CIP/CDD/ADD and risk score requirements are followed

Ensures all supporting documentation for legal entity customers are scanned and maintained in the core system

Prepares monthly reports for the Director of AML/CFT, covering key areas including high-risk customer reviews, CIP/CDD/EDD callback errors, SARs and PSARs filed, and CTRs filed

Provides feedback to the Director of AML/CFT for potential control weaknesses, staff training needs, policy, or procedure enhancements and/or ongoing system errors

Monitors record retention

Supports the implementation of training programs related to AML/CFT policies, procedures, and compliance

Contributes to the development of bank forms, notices, and procedures to ensure adherence to AML/CFT regulations

Aids in the preparation and updating of the AML/CFT Risk Assessment, policies, and procedures

Assists in managing the AML/CFT software monitoring system

Assists in the preparation and coordination of independent audits and regulatory exams

Provides guidance and research support to bank staff on AML/CFT-related inquiries

Manages and monitors AML/CFT staff high risk analysis to ensure zero late filings and analytical reviews

Manages and monitors 314(a) and 314(b) requests

Manages and monitors OFAC screenings to determine potential OFAC matches

Provides cross-training to AML/CFT staff and junior staff on software and AML/CFT processes

Monitors regulatory updates as related to AML/CFT, including FinCEN, OFAC, FDIC and other regulatory agencies

Prepares and publishes Compliance bulletins and information related to AML/CFT updates and changes

Embodies the TRAC Values and Critical Behaviors (Teamwork, Relationship, Authenticity, Commitment) as core principles, using them to guide daily interactions and decision-making

Completes administrative tasks with a sense of urgency, including required Bank Compliance Training. Responds to internal and external inquiries via email, phone, or messaging platforms in a timely and professional manner. Positively represents the Bank through ethical conduct and community involvement

Demonstrates an understanding of and commitment to EEO policies. Fosters a respectful, inclusive workplace by valuing cultural differences, preventing harassment of any kind, and supporting a diverse workforce

Ensures adherence to all Bank policies, procedures, and processes, along with applicable state and federal laws, rules, and regulations, ensuring confidentiality and data privacy while carrying out AML/CFT (Anti-Money Laundering and Countering the Financing of Terrorism) responsibilities specific to the role

Performs duties in an office or home office environment, involving tasks such as writing, typing, speaking, lifting moderate weights, and operating office equipment. The position requires physical activities like sitting, walking, and reaching. Reasonable accommodation can be made for individuals with disabilities to perform essential functions

Travels up to 10%, including but not limited to attending company meetings, training sessions, and corporate events, with travel typically being regional or local based on business needs

Qualification

AML/CFT complianceACAMS certificationAnalytical skillsCSI softwareVerafin softwareMicrosoft Office SuiteCommunication skillsOrganizational skillsTeamwork skillsTime managementProblem-solving skills

Required

Bachelor's degree from an accredited college or university in a relevant field (e.g., Business, Finance, or related) preferred

ACAMS or similar certification required

Minimum 3–5 years of related experience in a financial institution working in risk management, compliance or AML required

Proficient analytical and problem-solving skills; capable of interpreting complex data and providing meaningful insights

Proficiency with Microsoft Office Suite (Excel, Word, Outlook) required

Intermediate knowledge of AML/CFT monitoring software

Effective oral, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers, vendors and employees

Strong organizational and time management abilities with attention to detail

Proficient teamwork and relationship skills to contribute to cross-functional collaboration and team success

Willingness to take on special projects and perform other duties as assigned, beyond core responsibilities, to support team and organizational needs

Commitment to continuous learning and professional development to stay current with industry standards and best practices

Ability to maintain authenticity and integrity in all professional interactions, ensuring trust and credibility with stakeholders

Capable of managing multiple priorities and meeting deadlines in a dynamic environment

Ability to work independently with minimal supervision and as part of a team

Proven ability to adapt to changing priorities and procedures

Current driver's license and a vehicle with appropriate insurance coverage if required to drive while performing assigned duties and responsibilities