Apply on Employer Site

Flagstar Bank · 7 hours ago

Credit Products Specialist I

Michigan, United States

Full-time

Onsite

Entry, Mid Level

$74K/yr - $118K/yr

2+ years exp

Flagstar Bank is a financial institution dedicated to responsible lending and portfolio growth. The Credit Products Specialist I supports the underwriting, structuring, and management of commercial credit relationships, providing critical financial analysis and assisting in risk assessment to ensure sound credit decision-making.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Loan Structuring & Underwriting: Assist RMs in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages

Portfolio Management: Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions

Client & Internal Partner Collaboration: Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs. Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment

Credit Knowledge Development: Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending

Uses independent judgement and discretion to make decisions regarding assigned portfolio

Analyzes and resolves problems pertaining to the assigned portfolio

Performs special projects, and additional duties and responsibilities as required

Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations

Qualification

Credit underwritingFinancial analysisRisk assessmentLoan structuringFinancial modelingCredit agreementsDetail orientationTechnology proficiencyEffective communicationTeamwork skillsTime management

Required

Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience

Minimum experience required: 2+ Years in credit underwriting, portfolio management, or a related field

Strong financial analysis and risk assessment abilities

Basic understanding of loan structuring and credit agreements

Proficiency in financial modeling and credit decision tools

Effective communication and teamwork skills

Benefits

Medical

Dental

Vision

Life

Disability insurance

Comprehensive leave program

Company

Flagstar Bank

Glassdoor3.4

Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.

Founded in 1987

Troy, Michigan, USA

5001-10000 employees

http://www.flagstar.com/

H1B Sponsorship

Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (39)

2024 (42)

2023 (41)

Funding

Current Stage

Public Company

Total Funding

unknown

2021-04-26Acquired

2001-07-12IPO

Leadership Team

Gregg Christenson

Executive Vice President and CFO for Community Banking

Randal Turner

SVP & Chief Financial Officer, Loan Servicing and Shared Services

Recent News

Business Wire

CORRECTING and REPLACING CIM Group Closes $93.1 Million Loan to DivcoWest for Acquisition of 399 Boylston, 245,000-Square-Foot Class A Office and Retail Building in Boston’s Back Bay

2025-11-21

The Real Deal

Rialto, Hines target Hilson’s Midtown offices for foreclosure

2025-11-12

thefly.com

Flagstar Financial price target lowered by $1.50 at UBS, here's why

2025-11-07

Company data provided by crunchbase