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Wells Fargo · 3 days ago

Commercial Banking - Healthcare Mid-Corporate Lead Portfolio Manager (Vice President)

Charlotte, NC

Full-time

Hybrid

Mid, Senior Level

5+ years exp

Wells Fargo is a leading financial services company, and they are seeking a Vice President/Lead on the Specialized Industries Healthcare team. The role involves underwriting and portfolio management of credit facilities for healthcare companies, contributing to credit commitments, and mentoring junior team members.

BankingFinancial ServicesFinTechInsurancePayments

No H1B

Responsibilities

Underwrite new transactions as the lead underwriter: build and sensitize integrated operating/LBO models, size debt capacity and covenant headroom, produce in-depth credit analysis and write credit approval memoranda

Run diligence: synthesize data-room materials, financial statements, projections, and third-party reports; participate in Q&A; assess market dynamics competitive positioning and key risks/mitigants

Negotiate legal documentation: review and comment on term sheets, credit agreements, intercreditor docs; align protections (e.g. covenants, baskets, events of default) with underwriting thesis

Present to senior approvers and risk committees: distill complex credit analyses into concise memos; clearly articulate the credit thesis, risks, mitigants, and recommended structure

Portfolio Management: oversee the production of quarterly reviews, variance analyses, compliance checks, watch-list narratives, and ratings updates; recommend actions as performance shifts. Execute amendments & waivers, negotiate covenant resets/consents, and document credit rationale

Monitor market and macro trends: track economic indicators, pricing, leverage, and covenant trends to inform underwriting and portfolio strategy

Integrate AI tools into underwriting and portfolio workflows to streamline research, accelerate production, and drive innovation and efficiency

Mentor junior team members: provide training, guidance, and feedback to support their development and strengthen team capabilities

Qualification

Mid-Corporate Portfolio ManagementCredit AnalysisFinancial ModelingCredit DocumentationAccounting PrinciplesAnalytical SkillsMicrosoft OfficeWritten CommunicationVerbal CommunicationMentoring

Required

5+ years of Mid-Corporate Portfolio Management or Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Preferred

Experience managing complex credit and capital structures, including M&A and/or sponsor-backed transactions within commercial or corporate banking, investment banking, leveraged finance, private credit, private equity, or ratings agencies

Advanced proficiency in accounting principles, financial statement analysis, and financial modeling

Significant experience with credit documentation, including term sheets, credit agreements, and intercreditor provisions

Demonstrated ability to assess business/industry risk, structure covenants and protections, and assign/defend internal ratings

Strong analytical skills, with heightened attention to detail and accuracy

Excellent written and verbal communication skills

Ability to work in a fast-paced, deadline-driven environment

Strong foundation in credit analysis, including evaluation of business risk, industry trends, and capital structures

Proficient in Microsoft Office (Word, Excel, Powerpoint, and Outlook)