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Merchants Capital · 6 hours ago

Mortgage Loan Originator - Bloomington, IN

Bloomington, IN

Full-time

Onsite

Entry, Mid Level

2+ years exp

Merchants Capital is a diversified bank holding company headquartered in Carmel, Indiana, and they are seeking a Mortgage Loan Originator to help grow and develop new residential mortgage businesses. The role involves assisting customers with their home lending goals, analyzing creditworthiness, negotiating terms, and nurturing relationships with referral sources.

Customer ServiceFinanceFinancial Services

Responsibilities

Develop new business by utilizing referrals through centers of influence to contact prospective customers and promote and cross-sell bank products and services

Develop and maintain new and existing relationships with realtors, builders, current customers, and banking center staff to generate residential mortgage applications

Interview prospective loan applicants to collect and analyze financial data to determine the merits of the specific loan request

Establish credit terms including costs, repayment methods, schedule, and collateral requirements

Have communicated and advised customers concerning financial matters to determine products that best met their needs

Participate in community and networking events to generate new business opportunities and enhance the bank’s visibility

Serve as the liaison for non-borrowing accounts and loan customers for other bank services

Qualification

Mortgage lending experienceResidential mortgage processS.A.F.E. Act registrationUnderwriting criteria knowledgeFinancial analysisCommunity engagementRelationship building

Required

Thorough knowledge and understanding of residential mortgage process, underwriting criteria, and guidelines

This position requires S.A.F.E. Act registration through the Nationwide Mortgage Licensing System (NMLS)

Someone who knows they must get out into their communities and connect with our customers. We do not sit in a branch and wait for walk-in mortgage customers here