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Capital One · 1 week ago

Associate, Specialty Underwriter & Portfolio Manager - FIG

McLean, VA

Full-time

Onsite

Mid, Senior Level

$158K/yr - $181K/yr

3+ years exp

Capital One is a financial services company that is seeking an Associate for its Underwriting and Portfolio Management organization. The role involves underwriting new transactions, managing an existing portfolio of loans, and performing financial analysis with minimal oversight.

BankingCredit CardsFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

Analyze appropriate structuring options considering collateral and borrower valuation

Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings

Coordinate and complete closing process requirements

Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents

Prepare pricing model for complex deal structures and begin to understand drivers for pricing model outputs

Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

Complete annual reviews and both material and non-material modifications independently and on time

Monitor and determine upgrades or downgrades to risk ratings

Ensure compliance with credit policies and procedures for existing accounts

Respond to requests from all internal and external stakeholders

Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

Escalate and resolve problem accounts in partnership with other teams and specialists

Build relationships across function and business to foster collaboration between partner groups

Mentor and train rotational analysts and new hires

Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Qualification

Credit underwritingPortfolio managementFinancial analysisFinancial modelingRisk assessmentCommunication skillsTeam collaborationMentoring

Required

Bachelor's Degree or Military Experience

At least 3 years of experience in credit underwriting or at least 3 years of experience in portfolio management or at least 3 years of experience in asset management