Senior Business Analyst - Card Loss Forecast and Allowance jobs in United States
cer-icon
Apply on Employer Site
company-logo

Capital One · 8 hours ago

Senior Business Analyst - Card Loss Forecast and Allowance

Capital One is a leading financial services company, and they are seeking a Senior Business Analyst to join their Loss Forecasting and Allowance team. In this role, you will apply strategic and analytical skills to develop and test strategies that impact company-wide earnings, while collaborating with cross-functional teams to improve forecasting processes and credit performance.

BankingCredit CardsFinanceFinancial Services
check
Comp. & Benefits
check
H1B Sponsorednote

Responsibilities

Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations
Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products
Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis
Execution: Involve problem frame-works, develop hypotheses, test and analysis, solution development, scope operational feasibility, lead implementation efforts and develop a monitoring plan
Partnership: Work closely with colleagues across Capital One including: IT, Sales, Operations, Finance and others to drive improvement in quality, volume, service, and profitability
Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management
Strong business judgment, leadership and integrity: He/she should be a tenacious decision maker, able to bring a healthy, aggressive, yet responsible approach to business
Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
Clear results orientation: display an intense focus on achieving both short and long term goals. He/she should be able to drive and execute an agenda in an uncertain and fluid environment
Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment. Previous consulting experience is a plus

Qualification

Statistical model buildingSQL queryingBusiness analysisMarket researchQuantitative analysisResults orientationCommunication skillsLeadershipProblem solving

Required

Bachelor's Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering)
At least 1 year of experience in analysis
A proven track record of decision making and problem solving based on analytics
Conceptual thinking skills must be complemented by a strong quantitative orientation
Strong business judgment, leadership and integrity
Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills
Clear results orientation: display an intense focus on achieving both short and long term goals
Successful track record of thriving in a fast paced, entrepreneurial and dynamic environment

Preferred

Master's Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering
1+ years of experience in Statistical model building
1+ years of experience in market research
1+ years of experience in SQL querying
2+ years of experience in business analysis
1+ years of experience in consulting

Benefits

Performance based incentive compensation
Cash bonus(es)
Long term incentives (LTI)
Comprehensive, competitive, and inclusive set of health, financial and other benefits

Company

Capital One

company-logo
Capital One is a financial services company that provides banking, credit card, auto loan, savings, and commercial banking services.

H1B Sponsorship

Capital One has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (723)
2024 (488)
2023 (545)
2022 (909)
2021 (672)
2020 (944)

Funding

Current Stage
Public Company
Total Funding
$5.45B
Key Investors
Berkshire Hathaway
2025-09-11Post Ipo Debt· $2.75B
2025-01-30Post Ipo Debt· $1.75B
2023-05-15Post Ipo Equity· $954M

Leadership Team

leader-logo
Lo Li
CTO, Managing Vice President Retail Bank
linkedin
leader-logo
Daniel Arellano
Senior Vice President, Business Cards and Payments
linkedin
Company data provided by crunchbase