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gpac · 2 hours ago

Commercial Credit Analyst

Reedsburg, WI

Full-time

Onsite

Entry, Mid Level

$60K/yr - $80K/yr

2+ years exp

gpac is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States. They are seeking a Commercial Credit Analyst who will support lenders in underwriting requests for credit extensions and perform detailed financial analysis for lending opportunities.

ConsultingHuman Resources

Responsibilities

Analyses data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company

Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations

Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)

Provides thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums

Suggests a loan grade after conducting a thorough credit analysis and documentation review

Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information

Provides assigned reports

Performs annual review of loan relationships