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Fifth Third Bank · 2 days ago

Sr CRA Loan Specialist

Nashville, TN

Full-time

Onsite

Senior Level

Fifth Third Bank is a financial institution seeking to improve the lives of customers and communities. The Sr CRA Loan Specialist is responsible for originating residential mortgage loans, focusing on CRA products and services, and ensuring a positive customer experience while managing risks and compliance with lending regulations.

BankingCommercial LendingFinanceFinancial ExchangesFinancial ServicesLendingMedia and EntertainmentMortgage

Responsibilities

Leading Internal and External Sales and Partnership meetings

Assist CRA MLO colleagues with General Loan Support and Business Development

Membership in real estate trade association and or nonprofit partners board or committee involvement

Maintain and grow internal relationships with Membership Advantage, Community Economic Development team, Business Resource Groups and Financial Center One Bank Teams

Develop and maintain CRA prospects & referral contacts (realtors, builders, professional and personal contacts)

Act as peer mentor Newly Hired CRA MLO

Maintain knowledge of Fifth Third Mortgage Company's policies and procedures

Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines

Conduct and coordinate homebuyer-training seminars for CRA potential applicants

Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans

Follow defined protocol for escalation of exceptions

Take applicant applications by completing Fannie Mae form 1003 on the laptop

Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS

Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management

Manage pipelines for all originated loans through closing and complete required management reports

Communicate with applicants and/or referral sources by providing timely updates and progress reports

Maintain high levels of customer service while managing each applicant’s and support staff’s expectations

Attend and participate in all Consumer Lending meetings as required by management

Qualification

Residential mortgage processingLending guidelinesSAFE Act registrationSales techniquesCustomer service skillsComputer skillsOrganizational skillsWritten communicationVerbal communicationTeamwork skills

Required

High school diploma or equivalent mandatory

Knowledge of conventional and/or government lending guidelines

Knowledge of residential mortgage processing, underwriting, and closing procedures

Knowledge of federal lending regulations governing real estate lending

Demonstrated organizational skills

Strong written and verbal communications skills

Demonstrated teamwork and customer service skills

Proven computer skills

Basic sales technique skills

Strong desire to excel in a competitive environment

This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS)

Preferred

Four-year college degree preferred

Membership in real estate trade association and or nonprofit partners board or committee involvement

Benefits

Comprehensive benefits

Incentive compensation

Extensive benefits programs

Company

Fifth Third Bank

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Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank.

Founded in 1858