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Fifth Third Bank · 1 day ago

CRA Mortgage Loan Originator

Louisville, KY

Full-time

Onsite

New Grad, Entry Level

Fifth Third Bank is committed to connecting great people to great opportunities in the banking sector. They are seeking a CRA Mortgage Loan Originator who will be responsible for the origination of residential mortgage loans, focusing on low to moderate-income individuals and areas, while ensuring a positive customer experience throughout the loan process.

BankingCommercial LendingFinanceFinancial ExchangesFinancial ServicesLendingMedia and EntertainmentMortgage

Responsibilities

Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts)

Maintain knowledge of Fifth Third Mortgage Company's policies and procedures

Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines

Conduct and coordinate homebuyer-training seminars for CRA potential applicants

Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans

Follow defined protocol for escalation of exceptions

Take applicant applications by completing Fannie Mae form 1003 on the laptop

Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS

Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management

Manage pipeline for all originated loans through closing and complete required management reports

Communicate with applicants and/or referral sources by providing timely updates and progress reports

Maintain high levels of customer service while managing each applicant’s and support staff’s expectations

Attend and participate in all Consumer Lending meetings as required by management

Qualification

Residential mortgage processingLending guidelinesSAFE Act registrationCustomer service skillsSales techniquesComputer skillsOrganizational skillsWritten communicationVerbal communicationTeamwork skills

Required

High school diploma or equivalent mandatory

Knowledge of conventional and/or government lending guidelines

Knowledge of residential mortgage processing, underwriting, and closing procedures

Knowledge of federal lending regulations governing real estate lending

Demonstrated organizational skills

Strong written and verbal communications skills

Demonstrated teamwork and customer service skills

Proven computer skills

Basic sales technique skills

Strong desire to excel in a competitive environment

This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS)

Preferred

Four-year college degree preferred

Benefits

Comprehensive benefits

Differentiated compensation offerings

Extensive benefits programs

Company

Fifth Third Bank

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Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank.

Founded in 1858