Goldman Sachs · 8 hours ago
Enterprise Partnerships, Credit Risk, Vice President
Wilmington, DE
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expGoldman Sachs is a leading global investment banking, securities and investment management firm. The Credit Risk Strategy team is seeking a Vice President to develop and optimize customer management strategies for their consumer lending business, leveraging data analysis and collaboration with various teams to enhance credit decision-making processes.
BankingFinanceFinancial ServicesVenture Capital
Responsibilities
Build new and optimize existing customer management strategies to improve customer level profitability
Analyze data (e.g. traditional and alternative bureau, behavioral & macroeconomic data) using statistical tools and analytical techniques to generate insights and optimize credit decisions (accept/ decline, pricing and credit line)
Partner with marketing, finance, engineering and operations teams to ensure appropriate execution of credit policy requirements
Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies in a continuous improvement environment
Keep up to date on applicable regulations and compliance requirements by interacting with internal and external regulators
Create strong risk management and control culture to ensure ongoing compliance with regulatory and policy requirements
Develop analytical reports and presentations for senior management, executive committees and regulatory exam
Communicate effectively and clearly with senior leadership as well as junior analysts and external partners
Qualification
Required
Bachelor's degree (U.S. or equivalent) in Mathematics, Statistics, Economics, Engineering or a related field
8+ years of relevant industry experience
Comprehensive knowledge of credit risk strategies for customer management policy
Experience in design and implementation of credit risk policies driving profitability and analyzing portfolio health
Experience in design and execution of a credit testing strategy utilizing risk models and decision tree frameworks
Industry knowledge of how payments work, recession management frameworks, monitor competitive intelligence and drive product innovation
Working with U.S. Credit bureau data, Risk Scorecards, lending product financials especially P&L management for line management and account management programs
Developing comprehensive risk management reports and visualizing complex data analyses and communicating to a wide variety of audiences
Overseeing multiple projects concurrently and driving end-to-end project delivery
Developing policy and procedures documentation for credit risk strategy execution
Developing and automating quality control processes to ensure intended execution of credit strategies
Hands-on experience with SAS, R, Python (or similar database query language) for extracting data from large datasets, statistical modeling and analyzing time-series data
Expertise with Microsoft Office (Excel, PowerPoint and Word)
Preferred
Master's degree (U.S. or equivalent) in Mathematics, Statistics, Economics, Engineering or a related field
Preferably in a portfolio of large-scale accounts
Benefits
Training and development opportunities
Firmwide networks
Benefits
Wellness and personal finance offerings
Mindfulness programs
Company
Goldman Sachs
Goldman Sachs is a multinational financial services firm providing securities, investment banking, and management services.
10001+ employees
H1B Sponsorship
Goldman Sachs has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1954)
2024 (1685)
2023 (2060)
2022 (2326)
2021 (2258)
2020 (1572)
Funding
Current Stage
Public CompanyTotal Funding
$6B2025-04-23Post Ipo Debt· $6B
2012-06-05Post Ipo Equity
1999-05-14IPO
Leadership Team
David M. Solomon
Chair and Chief Executive Officer
John Waldron
President and Chief Operating Officer
Recent News
2025-12-31
2025-12-30
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