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Whitefish Credit Union · 10 hours ago

Mortgage Loan Originator I

Missoula, MT, US

Full-time

Onsite

Mid Level

3+ years exp

Whitefish Credit Union is seeking a Mortgage Loan Originator I to proactively solicit new residential mortgage business and cross-sell additional credit union products. The role involves developing and maintaining a network of business relationships, conducting interviews with prospective borrowers, and overseeing the loan process from origination to closing.

BankingFinancial Services

Responsibilities

Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing, and gather any additional required information

Develops and maintains successful referral sources

Actively participates in community functions and credit union-sponsored events to promote the credit union’s objectives

Provides complete loan applications to fulfillment center

Ensures exceptional member service by overseeing the loan process from origination to closing and conducts ongoing communication with members

Achieves production goals as established by Whitefish Credit Union

Communicates ongoing loan activity with VP / Mortgage Loan Supervisor and management as requested for accurate analysis of loans in progress

Effectively works as member of the lending team for the benefit of Whitefish Credit Union, in support of, and in cooperation with, other lenders and support staff

Ensures successful completion of all assigned training activities

Maintain current and thorough knowledge of lending programs, policies, procedures and regulatory requirements

Manages a portfolio of mortgage loans, including delinquencies, renewals, refinances, modifications, and cross-sale opportunities

Report to work on time and as scheduled

Perform other duties as assigned

Qualification

Mortgage loan originationNational Mortgage LicensingMicrosoft OfficeMulti-taskingCommunication skills

Required

Experience with mortgage loan origination system such as MortgageBot, Ellie Mae, or FICS preferred

National Mortgage Licensing System requirements

Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential

Ability and willingness to interact calmly and professionally with people from all backgrounds

Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness

Ability to follow oral and written instructions

Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others' work styles

Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems

Ability to lift up to 15 lbs., with or without accommodation

Complete mandatory annual BSA training that includes Red Flag, Identity Theft, OFAC, CTR and SAR reporting and thresholds, as well as the safe keeping of member information, and passes any applicable tests

Follow all Whitefish Credit Union, Montana and Federal information privacy guidelines

Adhere to all Whitefish Credit Union policies and procedures

Protect Member and Whitefish Credit Union confidential information

High school diploma required

Three to five years of experience in real estate lending required