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Trustar Bank · 5 hours ago

Credit Analyst

Centreville, VA

Full-time

Onsite

Mid, Senior Level

2+ years exp

Trustar Bank is a community bank focused on meeting the banking needs of businesses and individuals in the greater metropolitan Washington DC area. They are seeking an experienced Credit Analyst to independently gather and analyze financial records to assess customer credit and risks, primarily for commercial loans.

BankingFinanceFinancial ServicesPersonal Finance

Responsibilities

Participate in pre-credit discussions, analyze and assist in responding to initial credit requests

Develop and perform information needs assessment and identify all documents and information necessary to conduct a thorough credit and risk review and analysis

Underwriting: Review and analyze financial statements, tax returns, and other necessary business records, prepare projections, and perform sensitivity analyses

Credit Decision: Conduct Credit, financial and industry analysis

Structure loans or review and/or recommend structure, terms and pricing for primarily commercial loans

Identify and evaluate risks and mitigates and make determination and recommendation of credit risk grade

Monitor borrowing base/covenant compliance and approve advance requests on Line of Credit

Partner with Loan officers to ensure that loan documentation and financial information is properly maintained and collected from customers

Order and review property appraisals to properly evaluate collateral value for transactions under consideration

Perform other duties as assigned

Qualification

Credit analysisFinancial accountingLoan structuringMS OfficeInterpersonal skillsTask prioritizationWritten communicationVerbal communicationIndependent work