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Ameris Bank · 5 hours ago

Wholesale Banking Loan Closer (Remote in Atlanta, GA or Jacksonville, FL)

United States

Full-time

Remote

Mid Level

3+ years exp

Ameris Bank is a purpose-driven company dedicated to bringing financial peace of mind to communities. The Wholesale Banking Loan Closer coordinates and prepares loan documentation for complex high dollar commercial loan transactions, ensuring accuracy and compliance with approval requirements and regulations.

BankingFinanceFinancial ServicesMortgage

Responsibilities

Facilitates the closing of multiple large dollar, complex commercial loans simultaneously

Reviews loan type, approval terms and conditions, bank policy and regulations to determine closing requirements and develop a due diligence/closing checklist

Performs due diligence activities for a wide-range of commercial loans applying specialized knowledge to analyze complex requirements and effectively administer pre-closing activities

Prepares loan documentation on the bank's documentation system, ensuring that documents are prepared accurately with proper terms and conditions as outlined in the loan approval and within standards/requirements

Reviews legal closing documents for accuracy against loan approval and credit write ups

Effectively manages a large pipeline of loans at different stages of the closing process managing workflow and deadlines

Identifies and obtains all necessary third-party reports which may include title, surveys, entity documents, flood determinations, and UCC searches

Reviews all reports and documents for accuracy and sufficiency according to bank policy and regulatory requirements

Identifies discrepancies and issues, facilitates resolution, and takes corrective action

Acts as a liaison with attorneys, third party vendors, and customers

Executes timely follow up and management of all closing requirements and monitors to ensure deadlines are met

Responsible for ongoing communication with lender and borrower on the status of specific loan requests

Processes disbursement of loan proceeds

Maintains and updates electronic checklists to ensure all diligence items are addressed

Manage electronic file organization for all commercial loan files

Meets the Commercial Hubs Standard Service Level Agreements and Quality Control objectives

Provides instructions, guidance and requests to stakeholders ensuring clear, professional communication and efficient processing

Qualification

Commercial loan documentationDue diligence requirementsBanking regulations knowledgeMicrosoft Office proficiencyDocument managementCritical thinking skillsProfessional communicationAnalytical skillsOrganizational skillsRelationship building

Required

Advanced knowledge of commercial loan documentation and various loan structures such as commercial real estate, asset based lending, general C&I lending, and various complex non-real estate transactions

Advanced knowledge of due diligence requirements related to complex loan transactions including but not limited to corporate documentation, leases, subordination agreements, property management agreements, borrowing bases, and titles

Stays current on applicable banking regulations and security procedures and practices to prevent fraud or other bank losses and to comply with regulatory requirements

Advanced skills in computer and Microsoft Office

Able to effectively and persuasively express self, using language and grammar in a professional manner

Able to plan, schedule and organize professional schedule to achieve goals within or ahead of established time frames

Able to provide a high level of interactive service to others, building relationships and addressing identified needs

Able to analyze and record detailed information and produce accurate, high quality work products

Able to research, analyze, identify viable options, draw sound conclusions, and present findings

Thorough knowledge of financial covenants, business entities, standard and non-standard loan products

Thorough knowledge of commercial loan compliance policy and closing processes

Able to manage and organize a high volume of documents

Able to read, analyze and interpret complex commercial loan documents

Able to perform accurate calculations and transactions

Critical thinking and analytical skills required to review all transaction processing (file maintenance)

3 or more years of experience as a Wholesale Banking Loan Closer or related role required

Experience using relevant banking and document storage software applications required

High school diploma or GED required

Preferred

Bachelor's degree or equivalent combination of education and experience preferred

Benefits

Medical, Dental and Vision Insurance

Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment

Life Insurance provided at no additional cost to employees

Accidental Death & Dismemberment Coverage

Long-Term Disability Coverage

Paid Sick and Vacation Leave

11 Holidays

Volunteer/Service Day

Employee Stock Purchase Plan

401(k) Retirement Plan

Ameris Bank matches 50% of your first 8% of contributions to the plan

Flexible Spending Accounts

Health Savings Account

Health Reimbursement Arrangement