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Fifth Third Bank · 2 hours ago

Senior Mortgage Loan Originator

Mack, OH

Full-time

Onsite

Mid, Senior Level

3+ years exp

Fifth Third Bank is a leading financial institution that connects great people to great opportunities. They are seeking a Senior Mortgage Loan Originator to perform a wide range of duties relating to the origination of residential mortgage loans, ensuring a positive customer experience and managing the loan process from application to closing.

BankingCommercial LendingFinanceFinancial ExchangesFinancial ServicesLendingMedia and EntertainmentMortgage

Responsibilities

Develop sustainable and consistent referral relationships (realtors, builders, professional and personal contacts)

Maintain knowledge of Fifth Third Mortgage Company's policies and procedures, available loan products, processing procedures, and underwriting and general departmental guidelines. Completes all required training on time

Works with senior leadership to develop coach and train assigned Mortgage Loan Advisor on behaviors and activities required to development and sustain internal and external referral sources

Works with senior leadership to educate Mortgage Loan Advisor on all aspects and components of the mortgage loan originator position

This would include, but not limited to, agency and portfolio guidelines, processing, underwriting, closing, and pricing procedures

Work with senior leadership to help Mortgage Loan Advisor master skillset required to facilitate the loan from origination through closing

Follow defined protocol for escalation exceptions

Take applications by completing URLA on laptop

Utilize available technology and support for communication and access of daily rates, applicant credit reports, origination of loan files and uploading of files to operations to the fullest

Collect appropriate documentation from applicant(s) and deliver loan package in the time frames set by management

Manage pipeline for all originated loans through closing and complete required management reports

Communicate with branches and/or applicants of providing timely updates and status reports

Maintain high levels of customer service while managing each applicant's and Fifth Third expectations

Attend and participate in all Mortgage and Consumer Lending sales meetings, calls and training as required by management

Collect application fees on loan applications per policy

Participate in One Bank making appropriate referrals to other lines of business

Qualification

Mortgage originationLoan processingUnderwriting proceduresFederal lending regulationsTotal Expert systemNMLS registrationSales techniquesCustomer service skillsOrganizational skillsCommunication skillsTeamwork skills

Required

High school diploma or equivalent mandatory

This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS)

3-5 years of origination experience at Fifth Third, or similar institution preferred

Knowledge of conventional and/or government lending guidelines

Knowledge of residential mortgage processing, underwriting, and closing procedures

Knowledge of federal lending regulations governing real estate lending

Demonstrated organizational skills

Strong written and verbal communications skills

Demonstrated teamwork and customer service skills with a passion for helping to develop and train entry level talent

Proven computer skills

Basic sales technique skills

Strong desire to excel in a competitive environment

Consistently demonstrates advanced proficiency and adoption of Total Expert and other origination/lead generation systems

Preferred

Four-year college degree preferred

Top 25% in closed loan production or units in the prior calendar year preferred in addition to a proven track record of exceptional performance such as top tier score-card performance

Benefits

Comprehensive benefits

Differentiated compensation offerings

Extensive benefits programs

Company

Fifth Third Bank

Glassdoor3.7

Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank.

Founded in 1858

Cincinnati, Ohio, USA

10001+ employees