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UMB Bank · 5 hours ago

Portfolio Manager Sr/Bus Bnkg

Dubuque IA

Full-time

Hybrid

Mid, Senior Level

$51K/yr - $99K/yr

2+ years exp

UMB Bank is a financial institution that is committed to inclusion and diversity. The Senior Portfolio Manager for Business Banking will be responsible for credit underwriting, analyzing financial statements, and providing risk guidance for the Business Banking and Small Business Banking portfolios.

BankingFinanceFinancial Services

Responsibilities

Perform credit underwriting related to requests for renewals, modifications, changes in terms, credit reviews and reaffirmations for the Business Banking and Small Business Banking credit portfolios

Perform spreading company financial statements and tax returns

Analyze financial statements, personal financial statements, and performance metrics for explanation of variances, to identify trends, and to address a credit strategy appropriate for the credit risk

Present solutions to credit structure, covenants, financial reporting requirements and other credit conditions to the Portfolio Manager

Provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi state geographical footprint

Secure financial information and test covenants requirements

Provide timely client follow up and ensure that loan servicing actions, such as past due payment collections, demand letters, law suits, and liquidations are properly administered

May perform site visits if needed

Address complaints successfully, resolve documentation exceptions and covenant requirement violations

Other duties as assigned

Qualification

Credit underwritingFinancial analysisCredit analysisExcel proficiencyWriting skillsVerbal communicationInterpersonal skillsProblem-solvingIndependent work