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AnnieMac Home Mortgage · 2 hours ago

Level IV Underwriter

Mount Laurel, NJ

Full-time

Onsite

Mid Level

AnnieMac Home Mortgage is looking to hire a Full-Time Underwriter Level 4 to be responsible for the underwriting of loans in accordance with company and investor guidelines. The role involves timely underwriting of loan credit packages, communicating decisions on loans, and ensuring compliance with government regulations.

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Responsibilities

Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines

Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc

Review and analyze income from both personal and corporate tax returns

Communicate decision on loans to appropriate parties both verbally and in writing

Analyze loan packages for any sign of fraudulent documentation or information

Work with Loan Originators to restructure questionable loans into a salable package

Remain informed of all government regulations, requirements and laws for both branch and broker submissions

Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan

Review and clear all underwriting conditions prior to closing

Qualification

Mortgage Industry experienceUnderwriting guidelines knowledgeLoan package analysisCommunication skillsAttention to detail

Required

Experience directly or indirectly related to the Mortgage Industry