Agency Underwriter and Portfolio Manager I jobs in United States
cer-icon
Apply on Employer Site
company-logo

Capital One · 2 hours ago

Agency Underwriter and Portfolio Manager I

Capital One is active in all aspects of the Commercial Real Estate arena, focusing on permanent and construction loans. The role involves navigating deals through the underwriting process, identifying risks, and presenting ideas for policy improvements while overseeing junior analysts.

BankingCredit CardsFinanceFinancial Services
check
Comp. & Benefits
badNo H1Bnote

Responsibilities

Navigates deals through underwriting process with minimal oversight
Correctly identifies all waivers isks associated with the transactions and provides mitigated recommendation to discuss with their manager
Presents ideas for policy and process improvements to their manager
Shows ability to oversee, train and increase their own efficiency through the use of Analysts\Senior Analysts
Review work of analyst/senior analysts assisting on deals and pre-screens
Higher level external exposure to borrowers and lender counsel
Underwrites complex transactions with complicated borrower structures and unique property/market characteristics
Presents fully completed and analyzed narratives with supporting risk mitigation to their manager
Works on special projects as deemed appropriate by their manager
Participates in structuring deals with manager and production to broaden product knowledge
Develops and foster relationships with agency counterparts
Interprets Fannie Mae/Freddie Mac product sheets and underwrites all transaction types, including fixed, floating, supplemental, MHCs, etc

Qualification

Agency Lending UnderwritingCommercial Real EstateCredit UnderwritingPortfolio ManagementRisk MitigationRelationship Building

Required

Bachelor's Degree or Military Experience
At least 2 years of experience in credit underwriting, portfolio management, or asset management

Preferred

At least 3 years of commercial real estate experience, specifically in Freddie Mac and Fannie Mae
At least 3 years of experience in Agency Lending Underwriting

Benefits

Performance based incentive compensation
Cash bonus(es)
Long term incentives (LTI)
Comprehensive, competitive, and inclusive set of health, financial and other benefits

Company

Capital One

company-logo
Capital One is a financial services company that provides banking, credit card, auto loan, savings, and commercial banking services.

Funding

Current Stage
Public Company
Total Funding
$5.45B
Key Investors
Berkshire Hathaway
2025-09-11Post Ipo Debt· $2.75B
2025-01-30Post Ipo Debt· $1.75B
2023-05-15Post Ipo Equity· $954M

Leadership Team

leader-logo
Lo Li
CTO, Managing Vice President Retail Bank
linkedin
leader-logo
Daniel Arellano
Senior Vice President, Business Cards and Payments
linkedin
Company data provided by crunchbase