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RedotPay · 7 hours ago

Compliance Officer & MLRO (Lithuania)

United States

Full-time

Remote

Mid, Senior Level

3+ years exp

RedotPay is a global crypto payment fintech that integrates blockchain solutions into traditional banking and finance infrastructure. The Compliance Officer and MLRO will lead the development and oversight of the compliance program, ensuring alignment with Lithuanian law and EU regulations while managing regulatory strategy and financial crime frameworks.

BlockchainCryptocurrencyFinancial ServicesFinTechPayments

Responsibilities

Lead the applications for both the CASP (Crypto-Asset Service Provider) license under MiCA and the EMI license, as well as to manage their ongoing regulatory maintenance

Act as the formally registered Compliance Officer and Money Laundering Reporting Officer (MLRO) with the Bank of Lithuania (BoL) and the Financial Crime Investigation Service (FCIS/FNTT)

Serve as the primary point of contact for regulators, ensuring the company meets all "fit and proper" standards for key personnel

Monitor and analyze updates from the European Banking Authority (EBA), ESMA, and the Bank of Lithuania regarding crypto-assets, payment services, and AML directives (6AMLD)

Develop and manage a robust Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) program specifically tailored for Web3 and MiCA standards

Oversee KYC, CDD, and EDD for a diverse European client base, ensuring compliance with the EU Travel Rule for crypto transfers

Implement transaction monitoring systems to detect suspicious activities, utilizing on-chain analytics (e.g., Chainalysis, Elliptic) to monitor wallet risks

Administer screening programs against EU, UN, and OFAC sanctions lists, with specific focus on Lithuania’s regional security requirements

Manage PEP and adverse media screening processes to safeguard the firm against reputational and legal risks

Create and update the AML/CFT Manual, KYC Policy, and Sanctions Policy to reflect Lithuanian Law on the Prevention of Money Laundering and EU-wide MiCA mandates

Ensure compliance controls are seamlessly embedded into the European product workflow

Conduct regular internal audits and business-wide risk assessments (BWRA) to evaluate the effectiveness of the compliance program

Prepare detailed compliance reports for senior management and the board, highlighting key risk indicators (KRIs) and regulatory milestones

Qualification

AML/CFT complianceRegulatory expertiseKYC/CDD toolsBlockchain monitoringLithuanian law knowledgeEU MiCA frameworkFluency in LithuanianProfessional English proficiencyBachelor’s degreeCAMS certificationWeb3 knowledge

Required

Bachelor's degree in Law, Finance, Economics, or a related field

3-5 years of direct compliance/MLRO experience within a Lithuanian Electronic Money Institution (EMI), Payment Institution, or a regulated VASP/CASP

Expert knowledge of Lithuanian AML/CFT laws and a deep understanding of the EU MiCA (Markets in Crypto-Assets) framework and PSD2/PSD3

Hands-on experience with automated KYC/CDD tools and blockchain monitoring software

Fluency in Lithuanian and professional proficiency in English

Preferred

CAMS (Certified Anti-Money Laundering Specialist) or ICA International Diploma in Governance, Risk and Compliance

Direct experience with Virtual Asset Service Providers (VASPs) and a strong understanding of DeFi, smart contracts, and stablecoin regulations under MiCA