Aflac · 3 hours ago
PLADS Group Underwriter IV
United States
Full-time
Remote
Mid, Senior Level
$95K/yr - $145K/yr
5+ years expAflac, a Fortune 500 company and an industry leader in voluntary insurance products, is seeking a PLADS Group Underwriter IV. The role involves providing expert underwriting guidance, developing business cases, and maintaining high underwriting standards while fostering relationships with distributors and customers.
FinanceFinancial ServicesHealth CareInsurance
Responsibilities
Works closely with distributors and other operational areas to drive achievement of the business plan, leveraging knowledge to impact strategy relating to underwriting expertise, systems, procedures and processes
Completes assignments of the highest complexity while working within delegated authority
Serves as an expert in all areas of Group Life and Disability underwriting, consulting as needed, driving needed changes or developments to achieve business goals
Acts as a role model in providing technical underwriting expertise and guidance to customers and distributors, consistently providing excellent customer service
Leads development of business cases for projects to determine potential benefits, clarify the rationale for investment, and support the planning process
Contributes to the delivery of underwriting strategy by proactively sharing best practices across territories and functions
Creates productive distributor relationships through effective consultation, explaining rating decisions and guiding others to provide the correct evidence and consistently make the correct decisions
Completes a range of queries and referrals within agreed authority limits, measuring the exposure & analyzing the risk of each case to maintain underwriting standards
Consistently identifies and contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals
Consistently identifies and contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk
Consistently takes ownership for personal development and acts as a role model contributing to a positive and supportive team culture
Drives quality for the team, providing feedback on errors and providing root cause analysis of errors to avoid repeated mistakes; implements change or remedial action where appropriate
Actively provides technical consultation, guidance, and recommendations as a subject matter expert in order to support the resolution of the most complex customer cases and develop precedents to maximize customer service
Leverages key internal and external stakeholder relationships across the organization in order to ensure technical standards are adhered to and changes are implemented correctly
Actively promotes implementation of Life and Disability Insurance Underwriting strategies and business solutions to deliver to the organizations´ goals and expectations
Provides assurance that the underwriting business operates effectively by managing the relationships between difference functions and in accordance with agreed rules and frameworks
Performs other duties as required
Qualification
Required
Extensive Group Life/Disability underwriting knowledge
Strong understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures
Strong math skills
Has extensive knowledge of changes to policies, procedures, and governance tools, to ensure processes are up-to-date, reflect new policies and facilitate implementation within own work area
Strong Microsoft Excel skills
Expert in experience rating Life, STD, LTD, leave products and analyzing competitor experience data
Aptitude to prepare and deliver clear, data-driven presentations to Senior Leadership for high impact prospects, which incorporates strategic underwriting analysis
Demonstrated ability to engage and build relationships with external broker partners and customers, while providing underwriting guidance throughout new business finalist presentations and/or renewal stewardship meetings
Bachelor's Degree in a related field
5 years of financial underwriting experience with Group Life, STD, LTD and Leave products for National Account employer groups exceeding 5,000 covered lives or 8 years of financial underwriting experience with Group Life, STD, LTD, and Leave products, including 3 years of experience for National Account employer groups exceeding 5,000 covered lives
Benefits
Medical, dental, and vision coverage
Prescription drug coverage
Health care flexible spending
Dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
Annual bonuses
Opportunity to purchase company stock
11 paid holidays
Up to 20 days PTO to be used for any reason
State-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked)
Other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being.
Aflac complies with all applicable leave laws, including, but not limited to, sick and safe leave, and adoption and parental leave, in all states and localities.
Company
Aflac
Aflac is a company that offers individuals and companies supplemental disability insurance.
10001+ employees
H1B Sponsorship
Aflac has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (8)
2024 (2)
2023 (3)
2022 (7)
2021 (2)
Funding
Current Stage
Public CompanyTotal Funding
unknown1974-06-14IPO
Leadership Team
Hideto Yamamoto
Director, Senior Vice President, Japn Chief Investment Officer
JR Shamley
SVP National Accounts Business Development & Growth Solutions
Recent News
2025-12-30
2025-12-18
Company data provided by crunchbase