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Capital One · 8 hours ago

AVP, Specialty Underwriting & Portfolio Management - Corporate & Sponsor Lending

Chicago, IL

Full-time

Onsite

Mid, Senior Level

$176K/yr - $200K/yr

5+ years exp

Capital One is a financial services company that focuses on credit and lending solutions. The AVP, Specialty Underwriting & Portfolio Management role involves underwriting leveraged debt transactions, managing a portfolio of accounts, and leading junior associates in the Corporate & Sponsor Lending division.

BankingCredit CardsFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Underwrite leveraged debt transactions to new or existing clients

Lead due diligence process and calls; evaluate diligence to draw relevant conclusions on material strengths, risks, and mitigants

Assist less experienced team members in financial statement analysis and cash flow analysis

Review financial models independently

Coordinate with deal team on appropriate structuring options

Write and prepare the credit approval document; review work of less experienced members of the team; begin to take a leadership role in conversations with internal partners

Oversee closing process requirements; review closing memo

Prepare term sheets, commitment letters and fee letters with minimal guidance; understand majority of provisions of all credit documents and can provide rationale; begin to negotiate credit docs with guidance

Drive overall deal process and lead communication with internal and external constituents; constructively improve deal process

Manage a portfolio of accounts independently; review and monitor portfolio accounts’ health and performance against expectations; drive customer retention

Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists

Coordinate with Portfolio Management team to ensure all annual reviews and both material and non-material modifications are completed on time

Assist portfolio managers with quarterly portfolio reviews

Ensure compliance with credit policies and procedures for existing accounts

Respond to requests from all internal and external stakeholders

Work with portfolio managers to ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

Build relationships across function and business to foster collaboration between partner groups

Interact directly with customers to cultivate strong relationships while balancing risk and return

Mentor and train rotational analysts and less experienced associates

Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Qualification

Credit risk managementCredit underwritingPortfolio managementFinancial statement analysisCash flow analysisLeadership experienceRelationship buildingMentoring