Flagstar Bank · 11 hours ago
Credit Products Specialists Sr - C&I
Walnut Creek/2033 N Main Street/114468
Full-time
Onsite
Senior Level, Lead/Staff
$141K/yr - $168K/yr
8+ years expFlagstar Bank is seeking a Senior Credit Products Specialist who will act as a strategic advisor responsible for managing complex commercial credit relationships. This role involves structuring and negotiating credit agreements, overseeing portfolio risks, and mentoring junior credit professionals to ensure best practices in underwriting and risk management.
BankingFinanceFinancial Services
Responsibilities
Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs
Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality
Serve as a strategic partner to RMs and senior leadership, offering expertise in credit negotiations and deal execution
Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements
Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures
Uses independent judgement and discretion to make decisions regarding assigned portfolio
Analyzes and resolves problems pertaining to the assigned portfolio
Performs special projects, and additional duties and responsibilities as required
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations
Qualification
Required
Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience
Minimum experience required: 8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis
Deep expertise in structuring and negotiating complex credit agreements
Strong leadership skills with the ability to influence credit strategy and policy
In-depth understanding of macroeconomic factors and their impact on credit risk
Proven ability to manage large portfolios and advise senior executives
Exceptional communication and stakeholder management skills
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients
Preferred
Education level preferred: Master's Degree (or Postgraduate equivalent) MBA or CFA preferred
Benefits
Medical
Dental
Vision
Life
Disability insurance
Comprehensive leave program
Company
Flagstar Bank
Thank you for visiting Flagstar Bank, N.A. on LinkedIn, and we look forward to being part of your financial journey.
5001-10000 employees
H1B Sponsorship
Flagstar Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (39)
2024 (42)
2023 (41)
Funding
Current Stage
Public CompanyTotal Funding
unknown2021-04-26Acquired
2001-07-12IPO
Leadership Team
Gregg Christenson
Executive Vice President and CFO for Community Banking
R
Randal Turner
SVP & Chief Financial Officer, Loan Servicing and Shared Services
Recent News
2025-11-12
2025-11-07
Company data provided by crunchbase