Farm Credit Bank of Texas · 1 month ago
Credit Officer
Austin, TX, United States
Full-time
Hybrid
Mid Level
3+ years expFarm Credit Bank of Texas is a wholesale bank that has been financing agriculture and rural America for over 100 years. The Credit Officer will analyze and underwrite participation accounts, assist in servicing these accounts, and develop industry analyses and loan participation relationships.
AgricultureBankingCrowdfundingFinance
Responsibilities
Credit administration, financial analysis, monitoring and due diligence review of various financial participation packages and loan origination with district associations or commercial agency lenders
Development of loan participation and correspondent banking relationships with other lenders
Incumbent will also manage and service participation loan relationships as assigned and directed by supervisor, SVP Credit Analysis
Assist in the development and closing of complex loans by assisting with analysis and negotiation of such credits
Interprets, communicates, and provides guidance to associations regarding district lending policies and procedures
Interprets and acts upon various legal, title and other questions which may arise on loans
Assists in administering and developing lending programs, as well as developing and revising operating procedures relating to lending operations
Assist other bank personnel in completing coordinated projects as assigned
Qualification
Required
Bachelor's Degree in finance, business administration or other related business field or commensurate experience
A minimum of three (3) to five (5) years' experience in all facets of lending including the marketing, extension, administration and analysis of commercial credit
Experience and knowledge in the analysis of complex credits
Experience in negotiating and dealing with commercial type loans
Experience in working with financial institutions in structuring and evaluating various loan participations, credit relationships, and analysis of direct loans
Skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies, and procedures
Excellent computer, interpersonal, public speaking and communication skills
Thorough knowledge of financial statement analysis, forecasting analysis, cash flow analysis, collateral analysis and payment performance in the areas of mortgage and commercial lending
Knowledgeable on credit and accounting standards, real estate appraisals, product and service marketing techniques and programs
Ability to accurately identify, measure and manage risk in loans, loan portfolios and direct loans
Time management skills with travel up to 15 percent
Preferred
Candidates who are local to the Austin, TX area
Benefits
Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
Long-term disability and life insurance
Vacation leave, sick leave, and paid holidays
Fertility benefit and parental leave plan
Up to two days per year to volunteer in local community organizations, services, or events
Ongoing professional-development opportunities
Generous tuition-reimbursement program
Physical fitness incentive plan
Employer matching gifts program
Company
Farm Credit Bank of Texas
Farm Credit Bank of Texas is a banking firm providing financial services to agriculture and rural sector.
201-500 employees
H1B Sponsorship
Farm Credit Bank of Texas has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (9)
2024 (5)
2023 (7)
2022 (12)
2021 (3)
2020 (3)
Funding
Current Stage
Growth StageLeadership Team
Amie Pala
CEO
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