Apply on Employer Site

Valley Bank · 6 hours ago

Credit Risk Team Lead (SBA 7a)

Tampa, FL

Full-time

Onsite

Senior Level, Lead/Staff

7+ years exp

Valley Bank is a leading relationship bank built for growth with a focus on client trust and expertise. The Credit Risk Team Lead is responsible for underwriting activities related to credit transactions and managing a team focused on SBA 7a lending.

Banking

H1B Sponsor Likely

Responsibilities

Proactively communicates with Loan Officers and assigned Credit Portfolio Managers during the underwriting, approval and portfolio management processes

Review and circulate credit packages and modifications for approval. Ensure packages are updated as required by approvers

Underwrite complex new loan requests and modifications

Coordinate with the assigned Commercial Loan Officers, Loan Officer Assistants and Direct Reports all activities required to complete a credit package

Completes performance evaluations, reviews and approves timecards and all other manager related activities for his/her direct reports

Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority

Obtain, and monitor various loan portfolio reports such as Maturing Loans, Past-Due Loans, Annual Reviews and proactively assist lenders with requisite action plans

Assure that credits are accurately risk rated and credits are properly monitored and reported

Adhere and comply with all requirements of Regulation B Adverse Action Procedures -- Florida Division

Create and maintain current BSA Information

Adhere and comply with all requirements of watch list and EDD procedures

Manage and track covenants, borrowing bases, A-R Ageing, etc. for their accounts

Assist in preparation of quarterly CLMR reports

Advise Lenders on all matters related to the Bank's Credit Policy and related Procedures/Forms

As time allows conduct annual site visits, attend loan closings and other tasks required to support assigned lenders

Qualification

Credit underwritingLoan documentationCredit policy knowledgeMicrosoft ExcelMathematical skillsReport writingInterpersonal skillsTime managementPresentation skills

Required

Knowledge of credit underwriting, accounting and loan documentation with the ability to

Ability to effectively communicate credit concerns and formulate alternate loan structures to customers, business unit team leaders, department heads and senior management

Proficient computer skills using Microsoft Word, Excel and Outlook

Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers

Strong personal time management skills

Strong mathematical skills

Strong credit skills

Strong administrative skills

Ability to write reports and business correspondence

Ability to effectively present information and respond to questions

High School Diploma or GED and a minimum of seven years of experience in a commercial lending environment in a credit-oriented and underwriting position

Preferred

Bachelor's degree, completion of a formal credit training program, and prior supervisory experience

Company

Valley Bank

Glassdoor3.2

Valley National Bank is a regional financial institution

Founded in 1927

Wayne, New Jersey, USA

1001-5000 employees

https://www.valley.com/

H1B Sponsorship

Valley Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (18)

2024 (13)

2023 (7)

2022 (11)

2021 (5)

2020 (5)