Earnest · 5 hours ago
Data Scientist II
United States
Full-time
Remote
Entry, Mid Level
$131K/yr - $164K/yr
2+ years expEarnest is dedicated to making higher education accessible and affordable for everyone. As a Data Scientist, you will play a pivotal role in data-driven decision-making, focusing on projects that involve risk modeling, causal inference, and pricing optimization to drive business growth.
BankingConsumer LendingCreditFinancial ServicesFinTech
Responsibilities
Conduct experimentation and execute causal inference analyses on pricing, marketing, and conversion models to drive revenue optimization
Develop Pricing Optimization algorithms to maximize the unit economics of our lending products while driving meaningful growth in our origination businesses
Develop and maintain predictive ML models to assess potential risks and opportunities across our lending products, contributing to the enhancement of risk and marketing assessment procedures
Conceptualize, research, and prototype data-driven solutions, effectively communicating their impact to the stakeholders
Collaborate closely with cross-functional teams and stakeholders to accelerate solution iteration and achieve measurable outcomes
Build funnel dashboards and perform root cause analysis to monitor and identify user behavioral patterns and areas of opportunity
Collaborate with data and infrastructure engineers to deploy ML and Pricing pipelines, from data collection through model deployment. This includes automating training and ongoing monitoring utilizing BI tools
Prepare technical designs and documentation using git and Confluence
Qualification
Required
2+ years of experience in R/Python and SQL
2+ years professional experience in model development and/or data analytics (or Master's degree in Data Science, Operations Research, Industrial Engineering, Economics or a related quantitative field with 1+ years of professional experience in model development and analytics)
Expertise in statistical inference
Experience in product analytics and experimental design
Expertise in building classification, regression, and forecasting models and deriving insights from A/B tests
Experience working in a cross-functional environment with teamwork and excellent communication skills
Preferred
Understanding of financial metrics and bond markets
Understanding of econometrics and elasticity in pricing optimization
Previous experience with cloud platforms such as AWS, Azure, or GCP
Experience with BI stack such as Looker, Airflow, and DBT
Custom LLM and NLP experience
Benefits
Health, Dental, & Vision benefits plus savings plans
Mac computers + work-from-home stipend to set up your home office
Monthly internet and phone reimbursement
Employee Stock Purchase Plan
Restricted Stock Units (RSUs)
401(k) plan to help you save for retirement plus a company match
Robust tuition reimbursement program
$1,000 travel perk on each Earnie-versary to anywhere in the world
Competitive days of annual PTO
Competitive parental leave
Company
Earnest
Earnest is a technology-lender that brings low-interest loans to high-potential people.
201-500 employees
H1B Sponsorship
Earnest has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (14)
2024 (11)
2023 (8)
2022 (15)
2021 (5)
2020 (10)
Funding
Current Stage
Growth StageTotal Funding
$316.3MKey Investors
Battery VenturesNew York Life InsuranceMaveron
2017-10-04Acquired
2017-03-31Series C· $20M
2015-11-17Series B· $75M
Leadership Team
Pamela Rice
Chief Technology Officer
Nick Norcross
Chief Product Officer
Recent News
2025-07-15
EdTech Breakthrough
2025-06-04
Company data provided by crunchbase