Apply on Employer Site

Bank of Utah · 7 hours ago

Mortgage Loan Originator

All, MO

Full-time

Onsite

Mid Level

3+ years exp

Bank of Utah is one of Utah's largest, privately owned community banks, striving to unlock the potential of their team members, clients, and community. They are currently looking for experienced Mortgage Loan Originators responsible for originating various types of residential mortgage loans and engaging in business development activities.

BitcoinFinancial ServicesVenture Capital

Culture & Values

Responsibilities

Originates permanent single-family residential FHA, VA, conventional, and construction mortgage loans and participates in related business development activities. Solicits residential first mortgages through contacts with realtors, builders, and developers. Provides service to customers and prospective customers seeking residential mortgage loans

Receives, reviews, and process applications. Interviews applicant to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Acquaints applicants with their rights and responsibilities pertaining to the loan application. Follows current loans to ensure compliance with terms

Markets Bank of Utah Mortgage services and customer relationships that will generate mortgage lending activity for the Bank

Adheres to all procedures and applicable federal, state, and local laws, regulations, rules, and ordinances. Such as the Equal Credit Opportunity Act (ECOA), the Fair Housing Act (FHA), and the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE)

Must register with the National Mortgage Licensing System and Registry (NMLS) within 90 days of employment and maintain that registration and adhere to the tenets of the SAFE Act in properly displaying and notifying clients of their NMLS registry identification number

Arranges for title searches and obtains necessary documents

Ensures the preparation and processing of forms and legal documents required for residential loans. Assures that loan package is complete and presents file to the loan committee for approval or denial. Explains credit policies and obtains additional loan information/documentation

Ensures that the necessary documentation is received in a timely manner to accurately calculate the commissions due to the Loan Officer

Qualification

Mortgage Origination experienceMicrosoft Office suiteCustomer ServiceCommunicationAttention to detail

Required

Minimum of three years of Mortgage Origination experience

Familiarity with Microsoft Office suite (Outlook, Excel, and Word)

Must be able to handle stress of meeting deadlines

Must be able to work at a high level of productivity without supervision

Customer Service

Communication

High attention to detail

Benefits

Great work-life balance, with a Monday-Friday schedule

Competitive pay and benefits, including medical, dental and vision plans

401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)

12 paid bank holidays + paid time off

Volunteer opportunities to make a difference in the communities where you work and live

Awards and recognition to celebrate you and your colleagues for living the bank's values