Digital Bank Customer Care Representative jobs in United States
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Equity Bank Limited · 9 hours ago

Digital Bank Customer Care Representative

Equity Bank is a full-service community bank based in Wichita, Kansas, and they are seeking a Digital Bank Customer Care Representative to enhance client relationships and provide exceptional service. The role involves delivering customer support, processing financial transactions, and promoting bank products while ensuring compliance with applicable regulations.

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Responsibilities

Deliver Superior Customer Service and Customer Experience to both Brilliant and Equity Customers
Demonstrate excellent customer service skills with both external and internal clients
Promptly accept calls and video sessions and create a welcoming, engaging, professional environment for each customer encounter
Respond to routine customer inquiries and requests received via email, secure messages and chat. Transition service opportunities into referral or sales interactions
Be able to effectively communicate and be understood by customers and partner departments
Work jointly with other departments to provide an enhanced customer experience
Will train and mentor new representatives
The primary point of contact for Brilliant Bank Customers
Be the subject matter expert for the Brilliant Bank employee portal and Brilliant Bank site
Help develop best practices and guides for other employees to use when interacting with Brilliant Customers
Help train other employees on best practices regarding Brilliant
Will be expected to supplement handling the Brilliant Bank call queue with outbound calls to both Equity and Brilliant customers
Welcome calls and other sales and cross selling functions
Accurately Perform Financial Transactions & Functions
Accurately process financial transactions including but not limited to transfers, refunds within approved limits, and other internal bank transactions
Minimize risk related to negotiable instruments, documents of identification, transaction authority, and funds availability
Evaluate documents presented by the customer for authenticity
Demonstrate operational soundness to minimize risk exposure or loss and maintain quality production
Adhere to bank and/or retail operating procedures and protocols, including but not limited to transaction limits for both cash out and checks
Be able to apply critical thinking to find effective solutions and resolve customer concerns
Refer or Sell Bank Products and Services
Proactively match bank deposit and loan products, as well as all services, to customer needs. Sell, open, or refer new accounts, credit applications and new services
Expand existing customer relationships
Market bank products and services
Proactively make referrals to other business lines that result in additional revenue to the bank
Demonstrate Compliance with Applicable Laws and Regulations
Understand and follow applicable laws and regulations for your job responsibilities, including but not limited to Equity Bank Business Ethics and Conduct policy, Bank Secrecy Act, Anti-Money Laundering, Information Security, Suspicious Activity Reporting requirements, policies and procedures
Follow deposit account opening procedures and internal suspicious activity referral requirements and processes, as appropriate or applicable for this position
Actively work with customers to understand each customer’s normal account activity, as appropriate for this position
Complete periodic compliance training
Perform other duties as assigned or required

Qualification

Customer Service ExperienceCommunication SkillsComputer ProficiencyAnalytical SkillsTeam CollaborationAttention to DetailConfidentiality

Required

High School Diploma or equivalent
Excellent interpersonal, verbal, and written communication skills. Must be comfortable with video communication
Ability to analyze, investigate and achieve results
Computer proficiency in Windows-based systems
Ability to maintain a high degree of confidentiality
Strong attention to detail and organizational skills
Capable of working with a team to determine solutions

Preferred

2+ years Customer Service experience preferred

Benefits

Health, Dental & Vision Insurance
Group Life & Long-Term Disability Insurance
Flexible Spending & Health Savings Accounts
Group Cancer Insurance
401(K) Retirement Plan w/ Company Match
Generous Vacation & Sick Time
Employee Stock Purchase Plan (ESPP)
Pet Insurance
Retail Banking Benefits

Company

Equity Bank Limited

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Equity Group Holdings Plc is a Pan-African financial services holding company listed at the Nairobi Securities Exchange, Uganda Securities Exchange, and Rwanda Stock Exchange.

Funding

Current Stage
Public Company
Total Funding
$393.7M
Key Investors
International Finance CorporationMastercard Foundation Fund for Rural ProsperityHelios Investment Partners
2022-05-10Post Ipo Debt· $165M
2020-07-22Post Ipo Debt· $50M
2018-10-26Grant
Company data provided by crunchbase