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First Community Bank · 17 hours ago

Business Development Officer

Summersville, WV

Full-time

Onsite

Entry, Mid Level

2+ years exp

First Community Bank is committed to community banking and making a positive impact through various programs. The Business Development Officer is responsible for sourcing and soliciting commercial banking products while providing superior customer service and achieving production and income goals.

BankingFinanceFinancial ServicesWealth Management

Responsibilities

Manage and solicit credit opportunities and relationships typically $1M and less

Achieve production goals as determined annually by regional leadership in new commercial loans

Achieve non-interest income goals as determined by regional leadership by providing qualified referrals to Mortgage, Wealth, Treasury Services, Merchant Services, and Bankers Insurance

Achieve a minimum relationship and portfolio return on equity as determined by regional leadership

Execute a call program to acquire, retain, and expand customer relationships

Maintain pipeline of existing relationships and new prospects

Properly structure new loan requests ensuring adherence to credit policy and to effectively meet the customer needs and expectations

Properly exercise credit acumen, work in collaboration with credit staff, and demonstrate appropriate pricing and fee origination discipline

Serve as a trusted advisor to clients, participate in joint calls with business partners, and identify and successfully capitalize on cross-sell opportunities

Represent the Company in the community through professional and civic involvement. Participate in organizations and projects to establish referral contacts and centers of influence

Complete training, as assigned, within the expected timeframes

All employees are expected to support First Community Bank’s mission, vision, and values by exhibiting commitment to the Company Standards of Conduct and executing to the fullest extent possible the duties detailed within this job description

Qualification

Commercial banking experienceLoan origination knowledgeRelationship managementComputer proficiencyEffective communicationOrganizational skillsSelf-starterTime management

Required

Bachelor's degree in Business, Finance, or Accounting and/or the equivalent combination of education and relevant work experience

Two years of experience with progressive responsibilities in small business and commercial banking or equivalent business experience

Possess an understanding of loan origination, underwriting, documentation, and Treasury Services

Possess an understanding of relationship management

Be a self-starter with minimal management oversight

Effective oral and written communication skills with the ability to make oral and written presentations

Effective organizational and time management skills

Ability to effectively utilize computer technology with proficiency in all software applications utilized by the FCB CBO

Ability to travel as needed, including occasional overnight travel

Benefits

Health, vision, and dental insurance

401(k) plan with employer match

Life insurance

Paid vacation days

Holidays

Other time off options

Company

First Community Bank

First Community Bank is a comprehensive banking and financial services company with 67 financial centers located in West Virginia, It is a sub-organization of First Community Financial.

Founded in 1874

Bluefield, Virginia, USA

501-1000 employees