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Columbia Credit Union · 11 hours ago

VP Commercial Relationship Manager (Banking)

Vancouver, WA

Full-time

Hybrid

Mid, Senior Level

$130K/yr - $160K/yr

5+ years exp

Columbia Credit Union is a full-service financial institution with a commitment to making life better in the communities they serve. They are seeking a VP Commercial Relationship Manager responsible for developing and maintaining complex commercial loan and deposit relationships while achieving production goals and ensuring compliance with regulations.

BankingCreditFinancial ServicesMortgage

Responsibilities

Identify, attract and secure new commercial relationships that will grow the credit union’s Commercial & Industrial (C&I) portfolio

Achieve assigned production goals for loans, deposits and assigned fee income

Deliver results-oriented sales presentations to prospects and various organizations. Conduct regular outside sales and site visits, originate member business loans

Prepares and presents financial information and proposed structure for commercial loan to the pre-flight committee

Negotiates terms and conditions within assigned authority

Ensures timely and thorough monitoring of all credits through periodic reviews, continual analysis, and proper documentation

Possesses the ability to assist in remedy of deficiencies when appropriate

Conducts periodic interface with branch staff regarding Member Business Lending products and services

Responsible for meeting department, company and government-regulated audit and compliance requirements, including: Bank Secrecy Act, Regulation CC, Regulation E, HMDA reports, Reg. X disclosures, and Reg. Z financial data. This is achieved through audit reviews

Insures that all NCUA, DFI, credit union and loan policies and procedures are followed at all times. Completes all required annual or job specific training as assigned

Must have a thorough knowledge of credit union operating procedures, the ability to liaison between multiple credit union departments, be responsive to senior management requirements, and operate within prescribed budgetary limits

Responsible for attaining individual pre-established loan, deposit and cross selling goals through active calling on existing business members, referrals, centers of influence and branch staff

Performs other duties as assigned

Qualification

Commercial LendingCredit AnalysisBusiness Lending ProductsSBA FinancingFinancial RegulationsMember ServiceDetail OrientationProfessionalism

Required

Minimum requirements include a degree in finance or related field, or an equivalent combination of education and experience

5 years commercial lending experience with strong credit and analytical skills

Must possess a thorough knowledge and extensive experience in Commercial Lending, including lines of credit, term loans, and business real estate lending

Maintains a thorough knowledge of all applicable state and federal regulations and board policies

Must possess a thorough knowledge of Business Lending services and products as typically used by business members

Must recognize and encourage the importance of staff and department functioning within the larger scope of company-wide policies, products and data processing procedures

Must be professional, alert, and honest with an outgoing, positive approach to member service

Must be able to handle a large volume of detail while organizing the work of others