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Sunflower Bank, N.A. · 1 day ago

Regional Senior Credit Administrator

Dallas, TX

Full-time

Onsite

Mid, Senior Level

3+ years exp

Sunflower Bank, N.A. is a full-service financial institution committed to serving communities and supporting its team members. The Regional Senior Credit Administrator oversees the credit quality of the loan portfolio in a specific region, working closely with lending personnel to ensure compliance and manage risk within the loan process.

BankingFinancial ServicesWealth Management

Responsibilities

Screen potential loan requests through the pre-flight process. This entails working with the Bankers to arrive at the correct loan structure for the borrower and assist with the analysis of the borrower if needed

Communication with customers, accountants, and attorneys, as necessary

Review loan requests and decision the loan

Conduct Commercial Rolling Loan Review with the Commercial and Business Bankers to review past due credits, coming due credits, pipeline of loan requests, annual reviews, review the collection of financial and covenant requirements to ensure the borrower is in compliance with loan requirements, and other items as needed

Recommend accurate risk codes for credits

Conduct training with PMs and lending personnel of the bank as needed

Participate in committees or workstreams as needed to represent the credit function

Act as a liaison with the OCC and/or loan review for the credits within the portfolio of assigned region

Maintain working knowledge of legal requirements for properly documenting complex loans, perfecting security interests, and obtaining necessary documentation showing corporate customer’s proper authorization for entering binding loan contracts

Monitor, evaluate and coach PMs in portfolio management duties including, underwriting new opportunities; renewals; modifications; Annual Review Jobs (ARJs); covenant testing

Ensure the PMs understand the lines of business they support, are challenged in their roles and multi-task to meet goals and deadlines

Confirm PM work-flow is completed via monitoring of PM pipeline and holding PM Team meetings

Responsible to ensure all regions/lines of business concerns are addressed and that all PMs follow the company’s process and procedure

Responsible for adherence and consistency to company’s credit policy/underwriting standards via the credit approval presentation or any other credit action document

Advocate for a collaborative/communicative/team-oriented credit administration culture throughout the company

Ensure PMs participate in the rolling loan review meetings, as required

Ensure that asset quality of the commercial loan portfolio is maintained to company standards and adhere to speed to market expectations on credit approval presentations/other credit action documents

Ensure annual training for all PMs to stay abreast with underwriting standards, etc

Qualification

Financial analysisCommercial lending experienceManagement experienceLegal document interpretationAppraisalsEnvironmental requirementsComputer skillsCommunicationTime management skills