CFS ยท 15 hours ago
Senior Underwriter
CFS is a respected bank with a strong mission of giving back and deep roots in Madison, seeking a Senior Underwriter to join its team. The role involves performing mortgage underwriting with a focus on accuracy and compliance while evaluating loan applications and conducting financial analysis to ensure adherence to guidelines.
Human ResourcesStaffing Agency
Responsibilities
Perform mortgage underwriting with a focus on accuracy and compliance
Evaluate loan applications to ensure adherence to internal, investor, and regulatory guidelines
Conduct financial analysis, reviewing employment, income, debts, and assets to determine borrower capacity
Review all loan documentation for accuracy and completeness
Calculate income, debt-to-income ratios, and loan-to-value ratios to ensure compliance with lending standards
Assess property appraisals and valuations for compliance
Ensure all loans meet company policies, investor guidelines, and regulatory requirements
Qualification
Required
Proven mortgage underwriting experience required
Strong knowledge of investor guidelines and regulatory compliance
Ability to analyze financial data and make sound credit decisions
Benefits
401(k): 5% match.
PTO and sick time plus 10 company holidays.
Paid volunteer time off