Mercury Insurance · 3 months ago
Senior Economist
United States
Full-time
Remote
Mid, Senior Level
$126K/yr - $246K/yr
7+ years expMercury Insurance is a company dedicated to helping people reduce risk and navigate unexpected events. They are seeking a Senior Economist to build their enterprise economics function, providing analysis that informs various financial decisions including pricing and underwriting. This role involves collaboration across multiple departments to monitor trends and contribute to sustainable growth.
Insurance
Responsibilities
Assist in building the enterprise economic outlook by supporting macro, industry, and regional forecasts that inform growth, pricing, capital deployment, and portfolio mix
Help model and forecast loss cost inflation, social inflation, frequency/severity, and exposure trends by line of business; prepare analyses that inform rate adequacy and reserving discussions
Contribute to nowcasts and scenarios for CPI/PPI, medical wage and parts inflation, construction and auto repair costs, legal/tort environment, and supply-chain factors affecting claims costs; maintain related datasets and documentation
Support economic scenario design for ERM/ORSA stress testing; run analyses to estimate impacts on underwriting results, capital, liquidity, and reinsurance needs under guidance
Prepare clear summaries and draft materials for leadership briefings on economic risks/opportunities, pricing cycle conditions, and strategic considerations; create concise executive reports and presentations with direction from senior staff
Support and partner with Actuarial Services by providing data pulls, analyses, and documentation for indications, trend selection, and rate filings; assist with methodologies and supporting exhibits for regulators and rating agencies
Provide analytical support to reinsurance purchasing and capital planning by compiling market-cycle insights, cat/loss inflation views, and correlation/volatility analyses under supervision
Track competitive and industry dynamics (AM Best, industry loss ratios, market capacity, ceded reinsurance costs) and summarize findings to help the team anticipate cycle turns and pricing power shifts
Maintain and regularly update early-warning indicators and dashboards (pricing adequacy, new business/retention, claim severity/frequency, exposure growth, rate vs. trend, ALAE), ensuring data quality and timely refreshes
Contribute to research notes and support external communications; may participate in client, broker, regulator, media, or industry interactions with guidance
Help evaluate data sources and support vendor assessments; follow data governance practices and assist with reproducibility and model risk documentation
Collaborate closely with teammates and learn from senior economists/analysts; contribute to a collaborative culture and scalable analytics by sharing code, documentation, and best practices
Assist in producing periodic Economic Outlooks and topical briefs to support product strategy, geographic expansion, and distribution planning
Qualification
Required
Bachelor's degree in Economics, Applied Economics, Finance, Statistics, Data Science, or a related field
7+ years of economics analyst experience in P&C insurance or related financial services organization, insurance brokerage or insurance consulting
Working knowledge of econometrics and time-series analysis (e.g., ARIMA/VAR, state-space models, panel data, causal inference) and interest in learning scenario design
Hands-on experience with Python or R and data tools (e.g., SQL; visualization in Tableau/Power BI); ability to produce clean, reproducible analyses and documentation
Experience preparing analyses and presentations for leadership and cross-functional audiences
Familiarity with P&C lines, loss drivers, social inflation, reinsurance markets, and regulatory contexts (e.g., NAIC ORSA, rate filings), with a willingness to deepen expertise
Clear written and verbal communication skills, with the ability to explain technical work to non-technical audiences
Collaborative, curious, and detail-oriented, with a growth mindset
Preferred
7+ years experience in an economist lead role within a P&C carrier
Exposure to capital planning, ERM stress testing, or reinsurance purchasing support
Awareness of RBC, AM Best/BCAR perspectives, and investment/ALM considerations in insurance portfolios, with interest in building deeper knowledge
Interest in contributing to research or thought leadership and supporting external representation
Familiarity with catastrophe risk economics and climate-related trend impacts on property, auto, and specialty lines
Experience or coursework integrating external data (BLS, BEA, Federal Reserve, industry sources) into forecasting workflows
Benefits
Competitive compensation
Flexibility to work from anywhere in the United States for most positions
Paid time off (vacation time, sick time, 9 paid Company holidays, volunteer hours)
Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
Medical, dental, vision, life, and pet insurance
401 (k) retirement savings plan with company match
Engaging work environment
Promotional opportunities
Education assistance
Professional and personal development opportunities
Company recognition program
Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more
Company
Mercury Insurance
Mercury Insurance has offered quality insurance for personal auto insurance to homeowners insurance to mechanical breakdown protection.
5001-10000 employees
H1B Sponsorship
Mercury Insurance has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (22)
2024 (23)
2023 (14)
2022 (15)
2021 (8)
2020 (13)
Funding
Current Stage
Public CompanyTotal Funding
unknown1985-11-29IPO
Leadership Team
T
Ted Stalick
SVP & CFO
V
Victor Joseph
President & Chief Operating Officer
Recent News
2026-01-22
2026-01-20
2026-01-16
Company data provided by crunchbase