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U.S. Bank · 4 days ago

Credit Transformation Specialist

Irving, TX

Full-time

Hybrid

Mid, Senior Level

$105K/yr - $124K/yr

6+ years exp

U.S. Bank is committed to helping customers and businesses make smarter financial decisions. The Credit Transformation Specialist will lead technical development and process redesign projects in Credit Risk, focusing on innovative solutions and data-driven information to enhance risk governance and operational efficiency.

BankingFinancial ServicesInsuranceMortgageWealth Management

Responsibilities

Evaluating current operational processes for optimization, automation, or improved change management potential, balancing innovation with process risk

Drove transformation projects by clearly defining project scope objectives, project plans and timelines, technical requirements, and deliverables

Develop technical solutions using a combination of coding skills (e.g., R, SQL, Python, SAS, etc.,), Microsoft Power Platform (e.g., Power BI, Power Automate, Power Apps) and other internally available tools, to eliminate manual time and effort from routine governance processes

Teach and train colleagues to use new tools and processes within their roles

Tracking initiative status and communicating successes to senior management

Identify skill gaps with customers and identify opportunities to develop new training programs

Qualification

Data analyticsProcess improvementProgramming languagesProject managementCredit risk managementVisual analytics toolsMicrosoft Power PlatformCommunicationCollaborationSelf-starter

Required

Bachelor's degree, or equivalent work experience

Typically more than six years of applicable experience

Preferred

6-8 years or more years at a financial institution working in one or combination of data management, reporting, process improvement, or data analytics

Bachelor's degree in an appropriate field (Computer Science, Engineering, Mathematics, Economics, Statistics, Business) or equivalent work experience

5+ years of hands-on experience with programming languages such as Python, SQL and SAS

Familiarity with version control systems and collaborative development workflows like GitLab, GitHub

Expertise visual analytics tools such as Power BI, Power Apps, Power Automate (desktop and Cloud) and Dataflow

Working knowledge of SOX controls and quality assurance frameworks in financial services

Strong project management skills, with a demonstrated focus on execution, accountability and achieving project objectives and communicating regularly with project stakeholders

Self-starter with initiative to learn new tasks quickly and proactively anticipates customer needs

Excellent written and verbal communication skills for documenting technical processes and engaging with cross-functional teams

Proven ability to identify issues or gaps in credit processes and develop innovative solutions

General knowledge of finance, banking, and accounting principles relevant to credit risk

Proven ability to work independently and collaboratively across multidisciplinary teams