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D.L. Evans Bank · 3 days ago

Commercial Lending Intern

Paul, ID

Internship

Onsite

Intern

D.L. Evans Bank is a community bank that has been providing premier banking services since 1904. The Commercial Lending Intern will receive training in various departments related to retail banking operations, lending support, collections, and credit review, with the goal of gaining the necessary knowledge and experience for promotion to a commercial loan officer.

BankingFinancial Services

Responsibilities

Stays informed regarding changes in lending standards and related legal requirements

Trains with experienced staff in order to provide a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments, account transfers, and cash advances

Balances each day's transactions and verifies cash totals

Monitors deposit amounts and examines documents for proper endorsement and negotiability

Presents and explains Bank services and products to customers and assists in meeting their financial needs

Opens and closes accounts by obtaining information from the customer and entering into the computer system

Works with retail branch management to ensure that operations are conducted in accordance with established Bank policies and with legal and regulatory requirements

Trains with experienced staff in order to provide a variety of branch lending support functions; verifies, compiles, and types information for loans; provides credit information or rating on request to customer involved in loan transactions upon approval of branch manager or loan officer; and makes copies of correspondence, taxes, financial statements, and other documents from loan file as requested and approved by branch personnel

Observes basic functions in the processing department, such as bookkeeping, wires, ACH, on-line banking, credit/debit cards, merchant services, cash management, credit analysis, credit review, and special assets

Answers telephone calls and assists customers with questions and concerns and directs calls to appropriate person/department as necessary

Reads policy manuals in order to gain an understanding of banking regulations and follows D.L. Evans Bank Policies and Procedures as well as Compliance Policies and Procedures

Cross sells Bank services

Completes required reports and records accurately and promptly

Keeps work area and equipment clean, secure, and well maintained

Establishes and maintains effective and professional business relations with customers and trade professionals

Maintains the professional reputation of D.L. Evans Bank

Helps other area personnel as required

Keeps management informed of area activities and any significant problems or concerns

Attends and participates in meetings and committees as required

Promotes D.L. Evans Bank at all times

Serves as a representative for D.L. Evans Bank in the community