MDA Edge · 4 months ago
Credit Risk Manager, Vice President
Jersey City, NJ
Full-time
Onsite
Senior Level
$142K/yr - $180K/yr
6+ years expMDA Edge is a confidential company seeking a Credit Risk Manager at the Vice President level. The role involves managing credit portfolios, performing due diligence, and ensuring compliance with regulatory requirements while mentoring junior analysts.
Human Resources
Responsibilities
Manage a portfolio as a credit officer
Perform due diligence and regular portfolio reviews
Analyze credit risk, determine accurate ratings, and recommend them to management
Prepare detailed credit analysis and applications based on policies and procedures
Evaluate borrower's industry, business, legal, and financial risks
Recommend credit extensions to management
Collaborate with business lines to maintain portfolio safety and growth
Share important account information with relevant teams across the bank
Communicate directly with assigned customers
Identify and assess prospective transactions with business lines and product groups
Spot structural risks and suggest improvements to deal structures and covenants
Advise account officers on credit risk terms to maximize profit and minimize credit cost
Communicate directly with the credit division, providing necessary information for decisions
Ensure compliance with regulatory, policy, and procedural requirements
Participate in policy meetings to improve the credit risk framework
Support, mentor, and train junior analysts
Guide junior analysts on complex assignments and skill development
Qualification
Required
6+ years of experience in credit or risk functions at financial institutions or similar
At least 3 years of experience analyzing financial institutions and conducting due diligence
Experience working with senior management of client organizations
Strong corporate credit analysis and risk management knowledge
Ability to create complex financial models for repayment assessment
In-depth knowledge of loan documentation and structural risks in corporate finance
Understanding of regulatory environments in Japan (FSA, BOJ) and the U.S. (FRB, FDIC)
Company
MDA Edge
At MDA Edge, we help our clients reinvent innovation, optimize operations, and reshape perceptions—ensuring they remain at the forefront in today’s fast-evolving world.
51-200 employees
Funding
Current Stage
Growth StageCompany data provided by crunchbase