NBT Bank · 2 days ago
Inside Mortgage Originator - Draw Commission
Poughkeepsie, NY
Full-time
Onsite
Entry, Mid Level
$33K/yr - $220K/yr
2+ years expNBT Bank is seeking an Inside Mortgage Originator to drive the growth of the company by originating residential mortgage and home equity applications. The role involves developing business plans to exceed sales goals, maintaining a network of referral sources, and coordinating documentation from application to closing.
BankingFinancial Services
No H1B
Responsibilities
Originate mortgage loans and participate in related business development activities. Develop plan to achieve sales goals, develop and deliver sales presentations, attend industry networking events and contact realtors, builders and developers to build a network of outside referral sources. Coordinate sales and product training activities with retail branches
Meet with prospects, explain variety of mortgage products and services available and offer recommendations based on evaluation of individual prospect needs
Negotiate terms and conditions of loans within approved authority and finalize sales. Attend closings as needed. Sell other NBT and services as appropriate
Obtain and analyze pertinent financial and credit data. Ensure the preparation and processing of forms and legal documents required for loans. Create system files with documentation for underwriting, and regulatory purposes
Other duties as assigned
Qualification
Required
Associate's degree in business or related discipline and two (2) years' experience in sales or equivalent combination of education and experience
Proficient with Microsoft Office – Word, Excel, PowerPoint, Outlook
Ability to cold call prospects; network and develop outside business referrals
Strong Verbal and Written Communication skills
Ability to multi-task in fast paced environment
Knowledge of a variety of mortgage loan products
Ability to analyze credit reports and income and asset calculations
Flexible schedule includes evening hours and managing timely workflow
Requires evening and weekend hours for meetings, appointments, and business/industry networking events
NMLS Certification required or ability to obtain upon hire
Communicate effectively with internal and/or external customers
Stationary 50% of time
Move about within or between locations
Bend, Twist, Crouch, Squat
Move Objects to Maximum 10 lbs
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor assume sponsorship of an employment Visa at this time
Preferred
Two (2) years mortgage or lending experience preferred
Benefits
Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
Parental Leave: Six weeks of paid leave at 100% of your salary.
Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
Dental and Vision Coverage: Ensuring your overall health and well-being.
Flexible Spending Accounts: For healthcare and dependent care expenses.
Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
Voluntary Benefits: Including hospital, accident, and critical illness coverage.
Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
Adoption Assistance: Supporting your growing family.
Tuition Reimbursement: Invest in your education and career growth.
Employee Assistance Program (EAP): Access to support and resources.
Financial and Banking Services: Various benefits and financial planning assistance.
Company
NBT Bank
NBT Bank, N.A. is a financial institution
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Scott Kingsley
EVP & CFO
Amy Hurta
SVP, Director of Operations and Chief Diversity & Inclusion Officer
Recent News
Rochester Business Journal
2026-01-04
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2026-01-03
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