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East West Bank · 20 hours ago

Portfolio Manager

South San Gabriel, CA

Full-time

Onsite

Senior Level, Lead/Staff

$70K/yr - $140K/yr

8+ years exp

East West Bank is a top-performing commercial bank that serves as a financial bridge between the East and West. They are seeking a Portfolio Manager responsible for monitoring loan repayment activities, underwriting credit risk, and managing client relationships to ensure compliance with credit policies.

BankingFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts

Partner with the Relationship Manager as the point of contact for the client: acting as a liason to credit supervision, the commercial support staff and other internal business partners

Responsible for underwriting credit risk of new and existing loan deals and quality of the portfolio, and developing problem loan credit solutions, if necessary

Manage the renewal process independently by working with existing clients and obtaining approval from credit supervision

Manage transactions from underwriting through to closing

Conduct due diligence work customary to asset based financings

Review, analyze, and summarize company and property operating and financial statements

Create deal specific asset based, cash flow and valuation models

Analyze borrower and guarantor financial statements and tax returns

Interact with borrowers or brokers to obtain necessary information and documentation for evaluation, underwriting, and closing of loans

Prepare credit memoranda for review and approval by Senior Management and credit supervision

Review and analyze third-party reports such as appraisals, field exams and other 3 rd party due diligence

Ensure the portfolio administration and risk management of each client relationship is in compliance with established EWB credit policy, procedure and business strategy as well as commercial and regulatory guidelines

May act as a contact manager for non-borrowing accounts and loan clients for matters relating to other banking services

Must be comfortable dealing directly with clients independently

Assist in the development of junior bankers and credit analysts

May perform other duties as assigned

Qualification

Portfolio managementUnderwriting experienceCredit policy knowledgeFinancial analysisCommunication skills

Required

Bachelor's degree preferably in finance and/or accounting, or combination of education with working knowledge of finance/accounting

8+ years of AR and inventory lending experience

5+ years of direct portfolio management and underwriting experience

Strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits

Strong written and verbal communication