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Primis · 2 months ago

Outside Sales Mortgage Loan Officer

Murfreesboro, Tennessee, United States

Full-time

Hybrid

Mid Level

3+ years exp

Primis is a mortgage company seeking an Outside Sales Loan Officer to establish a strong reputation as a mortgage loan expert in assigned areas. The role involves generating quality mortgage loans, discussing client needs, and collaborating with the underwriting team throughout the loan process.

Financial Services

Responsibilities

Assist clients and referral sources primarily away from the office and sub-branch offices

Independently develop strategic relationships with realtors, title companies, financial planners, stockbrokers, insurance agents, banks, credit unions, attorneys, and accountants for referrals. Regularly meet face-to-face with these business contacts to maintain contact and create new sales opportunities

Work with Senior Management in gathering and tracking all necessary data related to loan originations with objective of determining most cost effective and time efficient way of generating loans

Evaluate credit worthiness by processing loan applications and documentation within specified limits

Interview applicants to determine financial eligibility and feasibility of granting loans

Evaluate all credit reports and enter all information for loan approval and manage resolution of all issues

Regular, reliable, and predictable attendance

Comply with industry-related regulations, requirements, and state/federal laws as applicable to the job duties of this position

Conduct cold call visits and deliver marketing materials to realtors’ offices

Attend seminars and trade shows, give presentations, distribute fliers, attend, and sponsor open houses, and attend closings to network with potential customers. Afterwards, follow up with any potential customers

Maintain and update knowledge on all products and programs

Resolve all issues and maintain knowledge on all loan services procedures

Manage all loan payment methods and prepare all loan submission documents

Manage all communication with internal departments to facilitate all loan processes

Collaborate with funding center and prepare all closing processes and maintain account records

Monitor all loan applications and documents all underwriting processes

Propose appropriate solutions and document all processes for underwriting transactions and prepare appropriate updates to all credit history

Determine all applicable ratios and metrics and set up debt payment plans

Maintain compliance with and adhere to all state and federal regulations and Bank policies and procedures, including, but not limited to Bank Secrecy Act, SAR, CTR, FACT ACT, Community Reinvestment Act, EEO, and fair employment practices

All other duties as assigned

Qualification

Loan Officer experienceClosing procedures knowledgeRegulatory compliance knowledgeBanking software proficiencyPresentation skillsCommunication skillsProblem-solving skillsOrganizational skills