Mortgage Consultant, Capital City Home Loans, Tallahassee, Florida jobs in United States
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Capital City Bank Group, Inc. · 5 months ago

Mortgage Consultant, Capital City Home Loans, Tallahassee, Florida

Capital City Bank Group, Inc. is seeking a Mortgage Consultant for their Capital City Home Loans division. The Mortgage Consultant will market financial products, maintain client relationships, and ensure exceptional service throughout the loan process.

BankingFinancial Services

Responsibilities

Markets and promotes Capital City Home Loans financial products to their business community including builders/developers, real estate brokers, financial institutions, friends, and family
Ensures exceptional client service experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners
Collects and analyses financial documentation from the borrower and advises the potential borrower of their lending options
Recommends the appropriate loan program based on the borrowers needs and financial circumstances including credit history, assets, debts, investments, and amount of the loan
Ensures loan application is complete, legible, signed and detailed prior to submission
Collects supporting loan documentation as required and provide complete package to Processer
Obtain the Capital City Home Loans’ Float/Lock Letter at the time of the loan application with the float or lock portion completed
Locks the loan with secondary marketing via the lock desk and responds timely to all calls regarding interest rates
Work with Processors to ensure all loan conditions are met
Develop Business Referral Network from outside sources such as attending networking activities, prospecting, cold-calling and marketing
Participate in community efforts to promote home ownership
Attend and complete all Capital City Home Loans required training
Provides additional support to manager and department colleagues
Completes all assigned/required Bank training within established timelines

Qualification

Mortgage lending experienceLoan programsRegulationsFinancial data analysisBusiness referral networkComputer skillsCommunication skillsTime managementInterpersonal skills

Required

Bachelor's Degree from an accredited college required
Minimum of 1-year residential mortgage lending experience with a focus on generating self-sourced business
Verifiable, established network of referral business including Real Estate professionals and other centers of influence
Responsible for knowing product manuals and understanding all company loan programs and their requirements
Responsible for staying up to date on federal, state, and local laws, regulations, FNMA, FHLMC, FHA, USDA and VA as they pertain to the mortgage lending industry
Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
Ability to analyze and comprehend complex financial data and provide financial alternatives
Strong computer skills
Professional and effective interpersonal skills
Demonstrated understanding of mortgage processing, underwriting and closing procedures
In compliance with the S.A.F.E. Act, registration in the NMLS Registry is required

Benefits

Medical, Dental and Vision
Life Insurance
401(k) with Matching
Flexible Spending Accounts
Tuition Assistance
Stock Purchase
Discounts on Products and Services

Company

Capital City Bank Group, Inc.

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About Capital City Bank Group, Inc. Capital City Bank Group, Inc.

Funding

Current Stage
Public Company
Total Funding
unknown
1997-02-14IPO

Leadership Team

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Alicia Williams-Ronan
SVP & Chief Retail Officer
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Matthew Henderson
SVP - Chief Information Security Officer
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Company data provided by crunchbase