Middlesex Savings Bank · 4 months ago
Senior Credit Analyst II
Natick, MA
Full-time
Onsite
Mid, Senior Level
$76K/yr - $136K/yr
7+ years expMiddlesex Savings Bank is seeking a Senior Credit Analyst II to perform commercial credit analysis and recommend appropriate credit structures on complex credit relationships. The role involves underwriting, analyzing financial statements, and supporting special projects while ensuring compliance with regulatory guidelines.
FinanceFinancial Services
Responsibilities
Spread a variety of financial statements and prepare cash flow analyses
Analyze financial statements and provide interpretative analysis for use in loan decision making
Underwrite new money requests, renewals, and modifications
Underwrite existing credits as part of the Bank’s routine portfolio monitoring. This includes mortgage and investment reviews as well as authoring annual portfolio monitoring reports presented to Senior Management, the Board, and other Bank Committees
Work with credit colleagues, lenders, lending assistants, and other departments on a routine basis, demonstrating strong communication and teamwork skills throughout
Support and lead special projects within the Credit Analysis Department as required
Train and mentor assigned Credit Assistant and Credit Analysis Intern(s) in underwriting
Perform all duties in compliance with regulatory guidelines
Performs any functions, within scope of authority and expertise, to provide the highest level of service and responsiveness to customers and co-workers
Qualification
Required
Bachelor's Degree plus specialized course work and training is required
7+ years of commercial (C&I and/or CRE) credit-related experience is required
Must demonstrate a strong knowledge of commercial credit analysis including the ability to analyze repayment sources, evaluate risk, identify risk mitigation, and provide deep insight into the creditworthiness of a commercial borrower
Working knowledge of accounting and a solid understanding of commercial loan documentation
High attention to detail with strong analytical, communication, and interpersonal skills required
Strong working knowledge of Microsoft Office Suite and ability to learn new software, including the Bank's Commercial Loan Origination System
Preferred
An advanced business degree
Company
Middlesex Savings Bank
Middlesex Savings Bank is one of the largest and strongest banks in Massachusetts. They are also a mutual form of institutio
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Dana M. Neshe
Chair, President & CEO
Recent News
2025-06-11
Worcester Business Journal
2025-03-11
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