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National Cooperative Bank · 1 month ago

Commercial Credit Analyst I/II- Commercial Real Estate

Arlington, Virginia, United States

Full-time

Onsite

New Grad, Entry, Mid Level

0+ years exp

National Cooperative Bank is a financial institution based in the United States, and they are seeking a Commercial Credit Analyst I/II to support the underwriting process for Commercial Real Estate transactions. The role involves analyzing credit quality, preparing financial assessments, and assisting with portfolio analysis.

Banking

Responsibilities

The candidate will be responsible for analysis and underwriting of current and prospective Commercial Real Estate, HOA, and Co-op lending transactions. This position works closely with loan origination and external deal partners for the purposes of prospecting new transactions and analyzing the credit quality of prospective and current business. Analysis includes preparing and reviewing a spreadsheet of historical financial data, evaluating impact of new debt on current cash flow, sensitizing projections for worst case scenarios, and identifying policy exceptions. In addition to financial review, a collateral and industry assessment is included in a written presentation, which also summarizes strengths and weaknesses of credit and a recommendation to decline or approve the request

Provide portfolio and industry analysis as necessary for portfolio and prospective new business. Stay abreast of market conditions and other changes that impact the conduit line of business using the Internet and other research tools. Perform periodical reviews of existing loan relationships of the Bank. Assist with routine maintenance of credit files and Bank systems including financial tracking system

Assist in completing annual reviews of the commercial portfolio. Perform other duties as assigned

Qualification

Commercial credit analysisFinancial analysisExcel proficiencyBusiness writing skillsAnalytical mindsetDesire to learnCommunication skillsAttention to detail