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Citizens · 2 days ago

Home Mortgage Retail Underwriter Senior Specialist

Marlton, NJ

Full-time

Onsite

Mid, Senior Level

$75K/yr - $95K/yr

5+ years exp

Citizens is a financial institution seeking a Home Mortgage Retail Underwriter Senior Specialist. In this role, you will be responsible for evaluating loan files for compliance, reviewing conditions, and communicating with sales and processing teams regarding underwriting guidelines and loan scenarios.

BankingCredit CardsFinancial ServicesFinTechRetail

H1B Sponsor Likely

Responsibilities

Complete thorough Review analysis of Loan files to determine compliance with various company and external guidelines

Review and clear conditions

Respond to post closing and audit reviews in a timely manner

Complete all data entry into loan tracking systems

Communicate to sales and processing through calls and emails related to Loan products, underwriting guidelines, loan scenarios and file statuses

Qualification

Portfolio UnderwritingJumbo UnderwritingAutomated Underwriting SystemsDelegated UnderwriterIncome Documentation AnalysisWordExcelBA/BS DegreeDirect Endorsement CertificationVA LAPP ApprovalTime ManagementCommunication Skills

Required

5+ years of solid experience including Portfolio Underwriting/Jumbo Underwriting

Ability to Analyze a complex income and asset profile

Experience using Automated Underwriting Systems

Self-directed with excellent time management skills

Experienced as Delegated Underwriter with all approved MI companies

Ability to analyze and evaluate sophisticated income documentation

Outstanding written and verbal communication skills

Desire to work in a production environment

Proficiency in Word and Excel

Preferred

BA/BS degree preferred or equivalent experience in underwriting/mortgage banking preferred

Direct Endorsement Certification preferred

VA LAPP approval preferred

Benefits

Comprehensive medical, dental and vision coverage

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees

https://www.citizensbank.com/

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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2020 (1)