Community National Bank · 12 hours ago
Credit Analyst
Lubbock Branch - Lubbock, TX 79424
Full-time
Onsite
New Grad, Entry LevelCommunity National Bank is seeking a Credit Analyst to assist loan officers with loan analysis and credit information development. The role involves analyzing credit data, preparing reports, and ensuring compliance with banking regulations.
BankingFinanceFinancial ServicesLending
Responsibilities
Responsible for staying up to date on and complying with all applicable banking laws and regulations as well as CNB policies and procedures
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
Request and obtain loan request information and documentation from commercial lenders and lending assistants
Analyze and interpret loan related documentation, data, and ratios on new, renewal, and existing loans, including data provided by clients, credit bureaus, the Federal government, and other third parties
Prepare spreadsheets, reports, and summaries to present opinions and analysis to senior lenders and bank management
Inform management of any credit deterioration risk or ethical issues
Complete loan applications, including credit analyses and summaries of loan requests, and submit to Financial Risk Manager for review and approval
Maintain regular and punctual attendance
Work cooperatively with others
Work overtime as needed
Performs other duties as required or assigned which are reasonably within the scope of the duties in this job classification
Qualification
Required
Bachelor's Degree in Accounting, Finance, or Business Administration required
Positive attitude, strong work ethic, and team player attitude
Internally driven to succeed with the ability to work independently while maintaining a team mentality
Excellent financial analytical skills with sound judgment and decision-making abilities
Strong communication skills to effectively convey information with people outside the organization, representing the organization to customers, the public, government, and other external sources
Ability to adapt to technological changes and apply new knowledge to responsibilities
Strong ability to take on and manage requests to maintain a consistent workflow, work well under pressure, multi-task exceptionally, produce quality work within a narrow window of time, and learn and adapt to varied and added responsibilities
Knowledge of economic and accounting principles and practices, financial markets, banking, and the analysis and reporting of financial data
Expert level knowledge in Microsoft Excel, proficient in Microsoft Word, Outlook, and Adobe Acrobat
Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications
Company
Community National Bank
Community National Bank is a financial institution that offers banking, financial services, and lending services.
Founded in 1984
201-500 employees
H1B Sponsorship
Community National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (2)
2023 (1)
2021 (1)
2020 (3)
Funding
Current Stage
Growth StageLeadership Team
Brad Bullock
EVP/COO
Kelly Robinson, CISSP, CCSP, CISM, CRISC, CGEIT
SVP/Chief Information Officer
Company data provided by crunchbase