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Ascendo Resources · 1 day ago

Commercial Credit Analyst

Miami-FTL Area

Full-time

Onsite

Mid Level

$90K/yr - $110K/yr

3+ years exp

Ascendo Resources is a certified minority-owned staffing firm, and they are seeking a Commercial Credit Analyst to join a growing banking team. The role involves analyzing and assessing the creditworthiness of clients, working closely with relationship managers to evaluate credit applications, and monitoring existing credit relationships for compliance.

Human ResourcesStaffing Agency

Responsibilities

Assess credit applications from individuals, businesses, and corporations, ensuring compliance with bank policies and regulations

Review financial statements, balance sheets, income statements, tax returns and other financial data to determine the creditworthiness of loan applicants

Identify potential risks and provide recommendations to minimize credit losses

Conduct in-depth analysis of customer financial information and credit reports to establish credit limits and terms

Maintain accurate records of credit assessments, reports, and recommendations

Interact with clients and stakeholders to gather additional information or to explain the bank's policies and procedures regarding credit products

Monitor credit risk exposure and provide regular credit risk management reports to the management and stakeholders