United Financial Mortgage, LLC ยท 1 week ago
Mortgage Loan Officer
Mechanicsville, VA
Full-time
Hybrid
Entry, Mid Level
$50K/yr - $100K/yr
1+ years expUnited Financial Mortgage, LLC is a growing mortgage brokerage that offers a work-from-home environment with opportunities for promotion and growth. The Mortgage Loan Officer will be responsible for developing client relationships, evaluating loan applications, guiding clients through the loan process, and collaborating with internal teams to ensure timely loan processing.
FinanceFinancial ServicesLendingReal Estate
Responsibilities
Contact and pitch realtors on using our company to help their clients with their mortgage needs
Develop and maintain relationships with clients to understand their mortgage needs and provide appropriate loan solutions
Evaluate loan applications and determine eligibility based on creditworthiness, income, and other factors
Guide clients through the loan application process, including gathering necessary documentation and ensuring compliance with regulations
Collaborate with underwriters, processors, and other internal teams to assist with timely and accurate loan processing
Provide exceptional customer service throughout the loan origination process, addressing client inquiries and concerns
Stay up-to-date on industry trends, regulations, and changes in lending practices
Meet or exceed sales targets by actively promoting loan programs and services
Qualification
Required
Strong knowledge of mortgage sales and loan processing
Excellent communication and interpersonal skills to build rapport with clients
Ability to analyze client's credit profile and make informed lending decisions
Detail-oriented with strong organizational skills to manage multiple loan applications simultaneously
Proficient in negotiating terms and conditions of loans within established guidelines
Knowledge of federal regulations, including TILA (Truth in Lending Act) requirements
Experience with Conventional, FHA, VA, and USDA guidelines
Language: English (Required)
MLO License in the state of Virginia (Preferred)
Preferred
Familiarity with industry software such as Arive and Lender Price (not required)
Bachelor's (Preferred)
Mortgage Loan Officer: 1 year (Preferred)
Day Shift (Preferred)
Willingness to travel: 25% (Preferred)
Benefits
Flexible schedule
Bonus opportunities
Commission pay
Company
United Financial Mortgage, LLC
Welcome to United Financial Mortgage! Making Your Mortgage Easy! At United Financial Mortgage, we utilize the latest technology to make your mortgage experience as easy as possible.
0-1 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase