First Colony Mortgage · 18 hours ago
Pricing and Margin Management, Analyst II
First Colony Mortgage is seeking an Analyst II to support margin management and pricing operations. The role involves handling pricing changes, conducting margin analysis, and ensuring rate sheet accuracy while contributing to compliance and audit-readiness.
BankingConsultingFinancial Services
Responsibilities
Input pricing and margin configurations in the pricing engine (e.g., Optimal Blue)
Help prepare and distribute daily rate sheets
Investigate lock/pricing discrepancies and escalate complex issues
Track and document investor changes, margin updates, and pricing adjustments
Run basic reports related to margin performance and product competitiveness
Collaborate with Lock Desk and Capital Markets teams on pricing initiatives
Qualification
Required
Bachelor's degree in Finance, Business, Economics, or related field
1–3 years of experience in mortgage operations or capital markets pricing
Familiarity with pricing engines and LOS platforms (Optimal Blue, Encompass)
Understanding of margin strategy and investor pricing basics
High attention to detail and strong analytical capability
Excel – Intermediate (vlookups, pivot tables, conditional formatting)
Pricing Engine – Familiarity with Optimal Blue or similar platforms
Reporting – Able to produce accurate pricing/margin reports
Communication – Clear, professional communication with internal teams
Documentation – Strong process tracking and recordkeeping
Benefits
401(k)
401(k) matching
Dental insurance
Flexible spending account
Health insurance
Health savings account
Life insurance
Paid time off
Vision insurance
Company
First Colony Mortgage
First Colony Mortgage is a community bank that focuses on offering a complete range of mortgage and loan needs.
Funding
Current Stage
Growth StageRecent News
HousingWire.com
2025-11-19
2025-07-22
Business Wire
2025-07-22
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