Banco do Brasil Americas · 1 month ago
CRA Loan Officer
Orlando, FL
Full-time
Onsite
Entry, Mid Level
2+ years expBanco do Brasil Americas is seeking a CRA Loan Officer responsible for originating, promoting, and managing loan products that align with the Community Reinvestment Act. This role focuses on ensuring the bank meets the credit needs of low-to-moderate income individuals and communities while fostering financial inclusion and supporting affordable housing initiatives.
Banking
Responsibilities
Originate residential mortgage, small business, and consumer loans targeted to low- and moderate-income borrowers and communities
Develop and maintain relationships with community groups, nonprofit organizations, housing agencies, and local government partners to promote CRA lending opportunities
Educate clients and community stakeholders on the bank’s CRA loan products, financial literacy resources, and affordable lending programs
Collaborate with internal departments (mortgage, compliance, risk, credit) to ensure CRA lending goals are achieved
Track, monitor, and report CRA loan activity to ensure alignment with CRA exam requirements and internal performance benchmarks
Participate in community outreach events, first-time homebuyer seminars, and other financial inclusion initiatives, and all other company-related activities
Stay current with CRA regulations, fair lending laws, and internal bank policies to ensure compliance
Provide regular updates to management on CRA loan production, pipeline, and community impact
Must demonstrate strong knowledge of financial literacy concepts and programs, and the ability to educate and support community members as part of CRA responsibilities
Must be able to independently develop and execute projects with minimal supervision, demonstrating strong ownership, initiative, and sound decision-making
Qualification
Required
Bachelor's degree in finance, Business Administration, Economics, or related field (or equivalent work experience)
2–4 years of experience providing lending services to low-income families and underserved communities
Strong understanding of CRA, HMDA, and Fair Lending regulations
Builds sustainable partnerships in underserved communities
Ability to evaluate loan applications and financial documents accurately
Provides guidance and support to borrowers with sensitivity to their financial circumstances
Demonstrates passion for equitable lending and community development
Fluent in English with Excellent verbal communication, reading comprehension
Company
Banco do Brasil Americas
Nossa história: Por mais de 200 anos, Banco do Brasil S.A., acionista único do BB Americas Bank, tem oferecido produtos e serviços de alto-padrão para seus clientes no Brasil e em 23 países ao redor do mundo.
201-500 employees
Funding
Current Stage
Growth StageRecent News
2025-08-26
2025-08-25
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