Apply on Employer Site

IHMVCU · 1 month ago

Senior Credit Risk Officer

2500 River Drive, Moline, IL 61265, US

Full-time

Hybrid

Senior Level

$120K/yr - $160K/yr

7+ years exp

IH Mississippi Valley Credit Union is a member-owned financial cooperative dedicated to helping members along their financial path. As a Senior Credit Risk Officer, you will play a crucial role in shaping lending strategies through portfolio analytics and risk management, ensuring sustainable growth while maintaining a member-centric approach.

Financial ServicesNon Profit

Responsibilities

Harness analytical prowess to transform complex data into actionable insights for enhancing lending strategies and portfolio management

Collaborate with professionals to identify risks and develop innovative solutions that prioritize member-centric values

Interpret data effectively to drive strategic decisions, ensuring lending processes align with integrity and performance standards

Qualification

Credit risk managementPortfolio analysisData analyticsQuantitative skillsStatistical skillsData visualizationCommunication skillsProblem-solving skillsAttention to detailLeadership skills

Required

Bachelors degree in Finance, Economics, Business, Data Science, Statistics or related fields

7+ years of experience in credit risk management, portfolio analysis or related financial risk functions

Strong knowledge of credit risk concepts, modeling, regulatory frameworks and portfolio management practices in consumer credit, mortgage and auto lending

Ability to communicate complex risk concepts to senior leadership and board members

Exceptional leadership, analytical and problem-solving skills

Advanced quantitative and statistical skills

Strong data visualization and reporting capabilities

Deep understanding of credit lifecycle, underwriting metrics, and risk-based pricing

Ability to communicate complex analytics clearly to executive and eventual Board audiences

Exceptional attention to detail with strategic, big-picture thinking